Exercise 2 - Flooding
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School
University of Nevada, Las Vegas *
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Course
100
Subject
Geology
Date
Dec 6, 2023
Type
docx
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2
Uploaded by DukeElephantPerson860
[Last Name] 1
Natalie Perez DeLeon
Dr. Judkins
GEOL 100-1001
October 10
th
, 2021
Exercise 2: Flooding
1. Does homeowners insurance cover flood damage?
No
2. Can you buy flood insurance if you live in a flood zone?
Yes
3. What does it mean when they refer to a 100 year flood? How is this flood different from a 10
year flood?
A 100 year flood is a flood that has a 1% chance of occurring every year. This is
different from a 10 year flood because 10 year floods have a 10% chance of
occurring every year. A 100 year flood is also deeper and far more destructive.
4. If a 100 year flood occurred 50 years ago, are you safe for another 50 years and therefore do
not need to purchase flood insurance? Explain why or why not.
No you are not safe for another 50 years and still need to purchase flood insurance.
This is the Gambler’s Fallacy.
5. What is the chance of a 50 year flood during 50 years of time? How does this chance change
as the time period gets shorter?
It has a 64% chance of occurring. As “Period of time” gets shorter, the chances of
one decrease. As “Flood level” gets shorter, it increases.
6. What is the NFIP and what service does the NFIP provide?
[Last Name] 2
The NFIP provides flood insurance to property owners, renters and businesses. The
NFIP works with communities required to adopt and enforce floodplain
management regulations that help mitigate flooding effects.
7. Now go to the flood zone link and search the following three addresses. Answer whether or
not they fall in the 100 year flood zone and describe their general flood risk. (9pts)
A. 900 N. Las Vegas Blvd
No
B. 7050 Wetlands Park
Yes
C. 4505 S. Maryland Pkwy
No
8. Lastly, it is important to understand that floods can happen to you when you least expect it.
Consider the possibility of flooding at UNLV, affecting parking garages and buildings on
campus. Describe three things that you could do if you were faced with a significant flood while
on campus at UNLV. (3 pts)
Moving to higher ground immediately
Warn others that you encounter
Follow directions from emergency personnel/public safety personnel
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