POLS 1503 DF unit 4
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University of the People *
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1503
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Geography
Date
Nov 24, 2024
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docx
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2
Uploaded by BarristerTitanium8090
Introduction:
The integration of technology and innovation plays a pivotal role in shaping the economic and
societal landscapes across the African continent. As explored in Ndung'u's (2017) report on the
regulatory environment and technological innovation in Africa, various technological
advancements have emerged, impacting countries in unique ways. This discussion delves into
critical questions arising from the report, offering insights on the potential for mobile banking
systems like M-Pesa in different African countries, strategies for enhancing technology
accessibility, the potential impact of Konza Technology City in Kenya, and the role of
technology regulation in societal improvement.
1. Why does M-Pesa work so well in Kenya? Do you think such a system could work in Egypt?
Please state your reasons.
M-Pesa's success in Kenya can be attributed to factors such as the absence of traditional banking
services in rural areas, widespread mobile phone usage, and a culture of entrepreneurship (Mbiti
& Weil, 2011). It offered a convenient and secure way to transfer money, pay bills, and access
financial services, even in remote regions.
Whether a system like M-Pesa could succeed in Egypt depends on factors like the existing
financial infrastructure, regulatory environment, and cultural acceptance of mobile money. Egypt
boasts a well-established banking sector and relatively higher financial inclusion, potentially
posing different challenges and competition for a mobile money system compared to Kenya.
2. How can mobile phones, Internet access, and tech hubs be made more accessible and
affordable throughout the African continent?
Enhancing the accessibility and affordability of technology in Africa is essential for fostering
innovation and economic growth. Strategies include infrastructure investment, subsidies and
incentives, public-private partnerships, and mobile network expansion.
3. How can Konza Technology City make a positive impact in Kenya? Are there any pitfalls in
this tech city, in your opinion?
Konza Technology City has the potential to promote technological innovation, attract investment,
and create job opportunities in Kenya (ITU, 2014). However, potential pitfalls may involve
infrastructure development, environmental sustainability, and equitable access to opportunities.
4. How can regulating technology improve society?
Regulating technology can enhance society through consumer protection, fair competition,
ethical considerations, environmental impact management, and promoting access and inclusion.
References,
ITU. (2014). Kenya: Konza Techno City. International Telecommunication Union.
https://www.itu.int/en/ITU-D/Innovation/Documents/Publications/Kenya%20Country
%20Review%20-%20ICT%20centric%20Innovation%202019.pdf
Mbiti, I., & Weil, D. N. (2011). Mobile Banking: The Impact of M-Pesa in Kenya. National
Bureau of Economic Research.
https://www.nber.org/system/files/working_papers/w17129/w17129.pdf
Ndung'u, N. (2017).
Regulatory environment and technological innovation in Africa: Any
tension? (Chapter 3). Foresight Africa 2017 Report. Brookings Institute.
https://www.brookings.edu/wp-
content/uploads/2017/01/global_20170109_foresight_africa_chapter-3.pdf
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