Topic 7 DQ 2

Determine the most valuable aspect of this course to you and explain how you plan to apply it to your personal financial practices.Share two ways that you feel you will be able to apply the concepts you learned in this course to your current or future work position.

You have two investments that have positive net present values and are financially feasible. Your boss wants you to make a recommendation on which one of the two to invest in given different useful lives? How do you account for this/make the decision?

There are many ways to invest money. Jaleel wonders what are the investment options he can choose from. Choose three asset classes from the list below and help Jaleel to have a closer look at each of them. You are expected to explain the unique characteristics of the asset class, their associated risks and potential returns. For each asset class, you should use one or two examples to support your explanation. Asset Class Characteristics Risk Potential Returns Example Cash Products Fixed Income Equities Currencies Derivatives

2. Within the framework of the Rokeach value survey, what are terminal values? a.goals that individuals would like to achieve during their lifetime b.principles that guide behavior and inform us whether actions are right or wrong c. preferable ways of behaving d. convictions or beliefs that guide our decisions and evaluations of how to behave e. fixed or predetermined policies or modes of action

1. Investments: A. Are the same as savings B. Should be a priority when receiving a paycheck C. Both Are the same as savings and Should be a priority when receiving a paycheck D. None of these   2. An example of a personal asset is a: A. Job B. Paycheck C. Car D. All of these E. None of these

Apply your critical-thinking ability to the knowledge you’ve gained. These cases will provide you an opportunity todevelop your research, analysis, judgment, and communication skills. You also will work with other students, integratewhat you’ve learned, apply it in real-world situations, and consider its global and ethical ramifications. This practice willbroaden your knowledge and further develop your decision-making abilities.It is not unusual to issue long-term debt in conjunction with an arrangement under which lenders receive an optionto buy common stock during all or a portion of the time the debt is outstanding. Sometimes the vehicle is convertible bonds; sometimes warrants to buy stock accompany the bonds and are separable. Interstate Chemical isconsidering these options in conjunction with a planned debt issue.“You mean we have to report $7 million more in liabilities if we go with convertible bonds? Makes no sense tome,” your CFO said. “Both ways seem pretty much the same…

When an individual makes a purchase without considering the financial consequences of that purchase, he/she ignores the _____________ aspect of financial planning.     borrowing    risk management    spending    retirement and estate planning    obtaining    All of these choices are correct.    Explain answer and cite sources for answer.

d. Draw a conclusion about this parable. Choose the correct answer below. OA. Both Bill and Mitch have the same return on their investments despite using different methods of saving. OB. Both Bill and Mitch end with the same amount of money in their accounts, but Mitch had to deposit less money using his method. It is better to start saving as early as possible. OC. Mitch ends up with more money in his account despite not having deposited as much money as Bill because the interest is initially accumulated accrues interest throughout the life of the account. O D. Bill ends up with more money in his account than Mitch because he make more deposits than Mitch, and each additional deposit will accrue interest each year.

Are you interested in a career in finance? Would you have any religious or moral concerns about working in the finance industry? Are there any jobs or industries that you would avoid based on your religious or moral values?

Who is most likely to perform due diligence? A. Investment bankers  B. Loan officers C. Angel investors  D. All of these may perform due

Explain what you think each of the following statements means in the context of moral development.a. How far are you a. willing to go to do the right thing?b. How much are you willing to give up to do what you believe is right?c. We may say that we would do the right thing, but when it requires sacrifice, how much are we willing to give up?

Harry, a friend of yours, is taking a course in economics, and has become confused by some of the terminology because of the way people commonly use the same words.  The economics professor says investment occurs when companies buy equipment and build factories.  Yet Harry has always heard people talk about investing as a method of saving when they put money in the bank or purchase securities.  He's confused by these dissimilar uses of the word, and has asked you to explain.  After asking for your help, Harry happily states that there's one thing he does understand perfectly about what the econ prof says, and that is "savings equals investment."  Since investing in stocks and bonds is also saving money, it's obvious that savings equals investment!  Write a brief explanation to help Harry out.