3-4+Assignment+Annotating+Sources (3)
docx
keyboard_arrow_up
School
Southern New Hampshire University *
*We aren’t endorsed by this school
Course
-123-Q1776
Subject
English
Date
Apr 3, 2024
Type
docx
Pages
6
Uploaded by nicolekeramedjian
1
3-4 Assignment: Annotating Sources
Nicole Keramedjian
Southern New Hampshire University
ENG 123 English Composition II
Professor Kurtis Clements
November 12, 2023
2
3-4 Assignment: Annotating Sources
Source 1: Title: Debt burden after college: the effect of student loan debt on graduates’ employment, additional schooling, family formation and home ownership Authors: Erin Velez, Melissa Cominole, and Alexander Bentz
Database: Academic Search Ultimate, EBSCOhost
Online Publication Date: April 2019
DOI: https://doi-org.ezproxy.snhu.edu/10.1080/09645292.2018.1541167
The article mentioned above examines and assesses the impact or effects of student loan debt on students post college and the hardships they will face when it comes to homeownership, family formation, employment etc. This article will include details and statistics in relation to student debt negative impacts regarding homeownership. This can be deemed a credible source after extensive review and passing the C.R.A.A.P.O test with a score of forty-one points. This article is extremely relevant to the topic that student debt is inhibiting economic growth. Additionally, the article is more than accurate and includes numerous references with evidence throughout the entire paper. Finally, the authors may not be experts but have affiliations with RTI International, Education and Workforce Development, Research Triangle Park, NC, USA as
well as University of Colorado Economics, Boulder, CO, USA.
This source meaningfully supports the key points of my argument by addressing the effects students face from student loan debt. The source highlights the issues students will more
3
than likely face after graduation which can reinforce the main point that student debt is unmanageable which is inhibiting economic growth. Source 2: Title: How Student Debt Harms the Economy
Author: Mitchell E. Daniels
Database: Academic Search Ultimate, EBSCOhost
DOI: https://ezproxy.snhu.edu/login?url=https://search.ebscohost.com/login.aspx?
direct=true&db=asn&AN=100683070&site=ehost-live&scope=site
This article discusses how the increasing costs of tuition for higher education is hurting the U.S economy and presents solutions on ways to solve student debt issues. This source will be
able argue the fact that student debt is an issue and if no action is taken the effects on the economy will continue to stunt growth. This article dives into the aspects of new businesses and small businesses and how the percentage of younger people owning or opening a business has dropped. The effects of student debt are going to take a toll on economic growth. Although this article discusses how high tuition costs and debt affected the economy back in 2014 it discusses the effects of economy in the future which hold true today. The author also discusses how it not only “dents” consumer spending but also economic dynamism.
The source demonstrates credibility according to the C.R.A.A.P.O test. It was published in 2015 which is relevant and refers to future consequences which relate to current timelines and was even updated in the current year of 2023. The author was published in the Wall Street Journal and published by EBSCOhost database which is well established source for scholarly
Your preview ends here
Eager to read complete document? Join bartleby learn and gain access to the full version
- Access to all documents
- Unlimited textbook solutions
- 24/7 expert homework help
4
data. This source also includes a significant amount of information from the federal reserve which also enhances its credibility.
This source provides relevant and significant information towards the key points of my argument, proving student debt does more harm than good. This article highlights the impact on new businesses and the decline of small business startups due to leaving school with debt. The report's findings conclude that something needs to be done to alleviate the burden of student debt
to ensure economic success. Source 3: Title: College Isn't Free—Nor Should it Be: Wiping out student debt would involve staggering costs and unfair taxation. Worse, loan forgiveness would violate the principle of making degrees pay for themselves.
Author: Richard A. Epstein
Database: Academic Search Ultimate, EBSCOhost
DOI: https://ezproxy.snhu.edu/login?url=https://search.ebscohost.com/login.aspx?
direct=true&db=asn&AN=151274142&site=ehost-live&scope=site
This article written by Richard Epstein explains the opposing view to student debt forgiveness. This article highlights many keys points a few being forgiving student loans is not a form of stimulus and taxes will rise to pay for the losses, some students deliberately choose not to repay loans even though they can afford to, and educational resources should be the highest value and the idea of free college destroys that. These are just a few points the author discusses.
5
This report highlights the opposing side to the argument and voices the opinions of how eliminating student debt has negative effects as well. This source demonstrates credibility as it passed the C.R.A.A.P.O test. The article proves to be relevant as it was published in 2021 so, information is up to date. The author is an American law professor and has written many scholarly articles. This article was also published through EBSCOhost which is a well-known database. The article is accurate and provides statistics based on plans from Biden, Trump, and Obama, in relation to loan repayment. This article is written clearly and professionally and appears accurate.
This article will introduce the opposing viewpoint that student debt forgiveness is unfair and will cause more harm to the economy in the end. In the end this will enhance the argument because by voicing the opinion of the other side it will be acknowledged and then refuted. The positive effects of wiping out student loans outweigh the negative impact of student debt forgiveness.
6
References:
Daniels, M. E. (2015, Jan 27). How Student Debt Harms the Economy; In 2010-13, the percentage of younger people owning part of a new business dropped to 3.6% from 6.1%.
Wall Street Journal (Online)
https://ezproxy.snhu.edu/login
? qurl=https%3A%2F%2Fwww.proquest.com%2Fnewspapers
%2Fhow-student-debt-
harms- economy-2010-13-percentage%2Fdocview
%2F1648431684%2Fse-
2%3Faccountid%3D3783
Epstein, R. A. (2021). College Isn’t Free--Nor Should It Be: Wiping out student debt would involve staggering costs and unfair taxation. Worse, loan forgiveness would violate the principle of making degrees pay for themselves. Hoover Digest: Research & Opinion on Public Policy
, 21
(2), 72–76.
Velez, E., Cominole, M., & Bentz, A. (2019). Debt burden after college: the effect of student loan debt on graduates’ employment, additional schooling, family formation, and home ownership. Education Economics
, 27
(2), 186–206. https://doi-
org.ezproxy.snhu.edu/10.1080/09645292.2018.1541167
Your preview ends here
Eager to read complete document? Join bartleby learn and gain access to the full version
- Access to all documents
- Unlimited textbook solutions
- 24/7 expert homework help