SPH 273 Individual Q&A (1)

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Economics

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Feb 20, 2024

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Individual Q±A Simran Bains Definition Question: °. Q: According to the reading, what is the Affordable Care Act ²ACA³? a² &'ccording to the reading¹ the &'(),&' is legislation that was passed to expand access to care by providing increased health insurance coverage² allowing many uninsured individuals to have coverage² ºpage » of assigned reading <Shanks et al²¼ Use Question: ´. Q: One of °µµ individuals will have a ¶5µ,µµµ medical expense this year. What would the actuarially fair premium be and do insurers charge more or less than this amount to “bear the risk?” a² =The actuarially fair premium #$"# probability ° payout #$"# º³½³··¼ ° ¾´·¹··· #$"# ¾´·· ¿%#$ /2nsurers can often charge more to “bear the risk” º± ! ±» on video lecture µ±¼ Application Question: ·. Q: You are a healthcare manager for the Awesome Company, and are tasked to identify at least two health insurance issues that will affect your job as a healthcare manager. State at least one issue and how it would need to be addressed. a² &'ccording to the reading¹ one challenge would be managing health insurance benefits for employees and their dependents² You would have to understand the different options and pick one that not only meets the needs of the employees¹ but also attempt to reduce the cost of coverage for the &'wesome (),ompany¹ select a cost¿effective plan¹ and find a way for employees to bear more of the coverage² ºpage ¶À of assigned reading <Shanks et al²¼
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