I. Financial Planning 1. Understanding Personal Finance 2. Career Planning 3. Financial Statements, Tools, and Budgets II. Money Management 4. Managing Income Taxes 5. Managing Checking and Savings Accounts 6. Building and Maintaining Good Credit 7. Credit Cards and Consumer Loans 8. Vehicle and Other Major Purchases 9. Buying Your Home III. Income and Asset Protection 10. Managing Property and Liability Risk 11. Managing Health Care Expenses 12. Life Insurance Planning IV. Investments 13. Investment Fundamentals 14. Investing in Stocks and Bonds 15. Investing Through Mutual Funds 16. Real Estate and High-Risk Investments V. Retirement and Estate Planning 17. Retirement Planning 18. Estate Planning