EBK PERSONAL FINANCE TAX UPDATE
EBK PERSONAL FINANCE TAX UPDATE
13th Edition
ISBN: 9780357438930
Author: FORGUE
Publisher: VST
Question
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Chapter 3, Problem 1BYOPFM
Summary Introduction

To determine : Effective financial planning on spending, risk management and capital accumulation.

Introduction:It is important to follow necessary steps for spending, risk management as well as capital accumulation as it will allow the individuals to manage the current expenses while getting prepared for future goals and objectives.

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Skip Stephens is trying to decide whether it would be wise to consolidate his debt by borrowing funds from Syndicated Lending, a firm that he doesn’t know much about. Syndicated is an Internet lender that doesn’t post much information about the costs of the loans it offers. Some of the additional information Skip has gathered from various sources suggests the Syndicated might use such unethical practices as “bait and switch” to attract customers. Discussion questions: Is there an ethical problem? If so, what is it? What are the implications if Skip borrows from Syndicated? Should Skip borrow from Syndicated?
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