Robert Brechner

George Bergeman

contemporary-mathematics-for-business-and-consumers-7th-edition

The Decimal Number System: Whole Numbers

Addition And Subtraction Of Whole Numbers

Multiplication And Division Of Whole Numbers

Whole Numbers

Understanding And Working With Fractions

Addition And Subtraction Of Fractions

Multiplication And Division Of Fractions

Fractions

Understanding Decimal Numbers

Decimal Numbers And The Fundamental Processes

Conversion Of Decimals To Fractions And Fractions To Decimals

Decimals

Understanding And Using Checking Accounts

Bank Statement Reconciliation

Checking Accounts

Solving Basic Equations

Using Equations To Solve Business-related Word Problems

Using Equations To Solve Business Problems

Understanding And Converting Percents

Using The Percentage Formula To Solve Business Problems

Solving Other Business Problems Involving Percents

Percents And Their Applications In Business

The Invoice

Trade Discounts—single

Trade Discounts—series

Cash Discounts And Terms Of Sale

Invoices, Trade Discounts, And Cash Discounts

Markup Based On Cost

Markup Based On Selling Price

Markdowns, Multiple Operations, And Perishable Goods

Markup And Markdown

Employee’s Gross Earnings And Incentive Pay Plans

Employee’s Payroll Deductions

Employer’s Payroll Expenses And Self-employed Person’s Tax Responsibility

Payroll

Understanding And Computing Simple Interest

Using The Simple Interest Formula

Understanding Promissory Notes And Discounting

Simple Interest And Promissory Notes

Compound Interest—the Time Value Of Money

Present Value

Compound Interest And Present Value

Future Value Of An Annuity: Ordinary And Annuity Due

Present Value Of An Annuity: Ordinary And Annuity Due

Sinking Funds And Amortization

Annuities

Open-end Credit—charge Accounts, Credit Cards, And Lines Of Credit

Closed-end Credit—installment Loans

Consumer And Business Credit

Mortgages—fixed-rate And Adjustable-rate

Second Mortgages—home Equity Loans And Lines Of Credit

Mortgages

The Balance Sheet

The Income Statement

Financial Ratios And Trend Analysis

Financial Statements And Ratios

Inventory Valuation

Inventory Estimation

Inventory Turnover And Targets

Inventory

Traditional Depreciation—methods Used For Financial Statement Reporting

Asset Cost Recovery Systems—irs-prescribed Methods For Income Tax Reporting

Depreciation

Sales And Excise Taxes

Property Tax

Income Tax

Taxes

chapter-19i-problem-1tie-contemporary-mathematics-for-business-and-consumers-8th-edition

chapter-19i-problem-2tie-contemporary-mathematics-for-business-and-consumers-8th-edition

2TIE

chapter-18-problem-30at-contemporary-mathematics-for-business-and-consumers-8th-edition

30. You are the lax consultant for Fidelity Manufacturing, Inc. If the company had taxable income of...

30-you-are-the-lax-consultant-for-fidelity-manufacturing-inc-if-the-company-had-taxable-income-of

30AT

1TIE

chapter-19i-problem-3tie-contemporary-mathematics-for-business-and-consumers-8th-edition

3TIE

chapter-19i-problem-1re-contemporary-mathematics-for-business-and-consumers-8th-edition

Calculate the annual, semiannual, quarterly, and monthly premiums for the followingg life insurance...

calculate-the-annual-semiannual-quarterly-and-monthly-premiums-for-the-followingg-life-insurance

chapter-19i-problem-2re-contemporary-mathematics-for-business-and-consumers-8th-edition

Calculate the annual. semiannual, quarterly, and monthly) premiums for the following life insurance...

calculate-the-annual-semiannual-quarterly-and-monthly-premiums-for-the-following-life-insurance

chapter-19i-problem-3re-contemporary-mathematics-for-business-and-consumers-8th-edition

chapter-19i-problem-4re-contemporary-mathematics-for-business-and-consumers-8th-edition

Calculate the annual. semiannual, quarterly, and monthly premiums for the following life insurance...

chapter-19i-problem-5re-contemporary-mathematics-for-business-and-consumers-8th-edition

chapter-19i-problem-6re-contemporary-mathematics-for-business-and-consumers-8th-edition

chapter-19i-problem-7re-contemporary-mathematics-for-business-and-consumers-8th-edition

chapter-19i-problem-8re-contemporary-mathematics-for-business-and-consumers-8th-edition

chapter-19i-problem-9re-contemporary-mathematics-for-business-and-consumers-8th-edition

chapter-19i-problem-10re-contemporary-mathematics-for-business-and-consumers-8th-edition

Calculate the value of the nonforfeiture options for the following life insurance policies. Face...

calculate-the-value-of-the-nonforfeiture-options-for-the-following-life-insurance-policies-face

10RE

chapter-19i-problem-11re-contemporary-mathematics-for-business-and-consumers-8th-edition

11RE

chapter-19i-problem-12re-contemporary-mathematics-for-business-and-consumers-8th-edition

12RE

chapter-19i-problem-13re-contemporary-mathematics-for-business-and-consumers-8th-edition

Calculate the value of the nonforfeiture options for the following life insurance policies.
Face...

13RE

chapter-19i-problem-14re-contemporary-mathematics-for-business-and-consumers-8th-edition

14RE

chapter-19i-problem-15re-contemporary-mathematics-for-business-and-consumers-8th-edition

Leroy Kirk is 35 years old and is interested in purchasing a 20-year endowment insurance policy with...

leroy-kirk-is-35-years-old-and-is-interested-in-purchasing-a-20-year-endowment-insurance-policy-with

15RE

chapter-19i-problem-16re-contemporary-mathematics-for-business-and-consumers-8th-edition

16. Rene Boyer, age 27. wants to purchase a 5-year term insurance policy with a face value of...

16-rene-boyer-age-27-wants-to-purchase-a-5-year-term-insurance-policy-with-a-face-value-of

16RE

chapter-19i-problem-17re-contemporary-mathematics-for-business-and-consumers-8th-edition

Carmen Gutierrez purchased a $75,000, 20-payment life insurance policy when she was 20 years old....

carmen-gutierrez-purchased-a-dollar75000-20-payment-life-insurance-policy-when-she-was-20-years-old

17RE

chapter-19i-problem-18re-contemporary-mathematics-for-business-and-consumers-8th-edition

18. Alex Baron is evaluating his life insurance needs. His family's total living expenses are...

18-alex-baron-is-evaluating-his-life-insurance-needs-his-familys-total-living-expenses-are

18RE

chapter-19i-problem-19re-contemporary-mathematics-for-business-and-consumers-8th-edition

Richard Ryan is evaluating his life insurance needs. His family's total living expenses are $37,500...

richard-ryan-is-evaluating-his-life-insurance-needs-his-familys-total-living-expenses-are-dollar37500

19RE

chapter-19i-problem-20re-contemporary-mathematics-for-business-and-consumers-8th-edition

BUSINESS DECISION: THE CONSULTATION
20. Tina Parker, a single mother, is 20 years old. She has...

business-decision-the-consultation-20-tina-parker-a-single-mother-is-20-years-old-she-has

20RE

chapter-19ii-problem-4tie-contemporary-mathematics-for-business-and-consumers-8th-edition

You are the insurance agent for Diamond Enterprises, Inc. The owner. Ed Diamond, would like you to...

you-are-the-insurance-agent-for-diamond-enterprises-inc-the-owner-ed-diamond-would-like-you-to

4TIE

Life Insurance

Property Insurance

Motor Vehicle Insurance

Insurance

Stocks

Bonds

Mutual Funds

Investments

Data Interpretation And Presentation

Measures Of Central Tendency And Dispersion—ungrouped Data

Frequency Distributions— Grouped Data

Business Statistics And Data Presentation

Math

Contemporary Mathematics for Business and Consumers

math

TBS Solution Page

Richard Ryan is evaluating his life insurance needs. His family's total living expenses are $37,500 per year. Olga, his wife, earns $14,900 per year in salary and receives another $3,500 annually in disability benefits from an insurance settlement for an accident. If the prevailing interest rate is 7 1 2 % how much life insurance should Richard purchase to cover his dependents’ income shortfall? Round to the nearest $1,000.

unitary-method

The word “unitary” comes from the word “unit”, which means a single and complete entity. In this method, we find the value of a unit product from the given number of products, and then we solve for the other number of products.


The word “unitary” comes from the word “unit”, which means a single and complete entity. In this method,&nbsp;we find the value of a unit product from the given&nbsp;number&nbsp;of products,&nbsp;and&nbsp;then we solve for&nbsp;the&nbsp;other&nbsp;number&nbsp;of products.&nbsp;


algebra

Unitary Method

speed-time-and-distance

Imagine you and 3 of your friends are planning to go to the playground at 6 in the evening. Your house is one mile away from the playground and one of your friends named Jim must start at 5 pm to reach the playground by walk. The other two friends are 3 …


Imagine you and 3 of your friends are planning to go to the playground at 6 in the evening. Your house is one mile away from the playground and one of your friends named Jim must start at 5 pm to reach the playground by walk. The other two friends are 3 miles away.


Speed, Time, and Distance

profit-and-loss

The amount earned or lost on the sale of one or more items is referred to as the profit or loss on that item.

Profit and Loss

units-and-measurements

Measurements and comparisons are the foundation of science and engineering. We, therefore, need rules that tell us how things are measured and compared. For these measurements and comparisons, we perform certain experiments, and we will need the experime…


Measurements and comparisons are the foundation of science and engineering. We, therefore, need rules that tell us how things are measured and compared. For these measurements and comparisons, we perform certain experiments, and we will need the experiments to set up the devices.


Units and Measurements

Ch. 19.I - Calculate the annual, semiannual, quarterly, and...

Ch. 19.I - Calculate the annual. semiannual, quarterly, and...

Ch. 19.I - Calculate the value of the nonforfeiture options...

Ch. 19.I - Leroy Kirk is 35 years old and is interested in...

Ch. 19.I - 16. Rene Boyer, age 27. wants to purchase a 5-year...

Ch. 19.I - Carmen Gutierrez purchased a $75,000, 20-payment...

Ch. 19.I - 18. Alex Baron is evaluating his life insurance...

Ch. 19.I - Richard Ryan is evaluating his life insurance...

Ch. 19.I - BUSINESS DECISION: THE CONSULTATION
20. Tina...

Ch. 19.II - You are the insurance agent for Diamond...

Ch. 19.II - Calculate the building, contents, and total...

Ch. 19.II - Calculate the short-term premium and refund for...

Ch. 19.II - Calculate the amount to be paid by the insurance...

Ch. 19.II - You are the insurance agent for Castle Mountain...

Ch. 19.II - A property insurance policy has an annual premium...

Ch. 19.II - 22. Insignia Enterprises has a property insurance...

Ch. 19.II - BUSINESS DECISION: BUSINESS INTERRUPTION INSURANCE...

Ch. 19.III - Jeff Wasserman, owner of High Performance Racing...

Ch. 19.III - As an insurance agent, calculate the annual...

Ch. 19.III - 9. Rick Clinton wants to purchase an automobile...

Ch. 19.III - 
10. Howard Marshall’s Corvette was hit by a palm...

Ch. 19.III - Ben Hoffman has motor vehicle liability insurance...

Ch. 19.III - BUSINESS DECISION: INSURING THE FLEET
12. The...

Ch. 19 - A mechanism for reducing financial risk and...

Ch. 19 - 2. The amount of protection provided by an...

Ch. 19 - The premium charged when a policy is canceled by...

Ch. 19 - The clause in a property insurance policy...

Ch. 19 - Calculate the annual, semiannual, quarterly, and...

Ch. 19 - 8. Mary Hall purchased a $45,000 20-year endowment...

Ch. 19 - Calculate the building, contents, and total...

Ch. 19 - Calculate the short-term premium and refund for...

Ch. 19 - Calculate the amount to be paid by the insurance...

Chapter 19.I, Problem 19RE

Richard Ryan is evaluating his life insurance needs. His family's total living expenses are $37,500 per year. Olga, his wife, earns $14,900 per year in salary and receives another $3,500 annually in disability benefits from an insurance settlement for an accident. If the prevailing interest rate is 712 how much life insurance should Richard purchase to cover his dependents income shortfall? Round to the nearest $1,000.

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