
A Survey of Mathematics with Applications (10th Edition) - Standalone book
10th Edition
ISBN: 9780134112107
Author: Allen R. Angel, Christine D. Abbott, Dennis Runde
Publisher: PEARSON
expand_more
expand_more
format_list_bulleted
Concept explainers
Question
Chapter 10, Problem 37RE
a.
To determine
The APR of the installment loan.
b.
To determine
To find: The amount of interest Dara will save by paying off his loan early.
c.
To determine
To find: The total due amount to pay off the loan.
Expert Solution & Answer

Want to see the full answer?
Check out a sample textbook solution
Students have asked these similar questions
24.2. Show that, for any constant zo Є C,
(a). e* = e²o
Σ
j=0
(2 - 20);
j!
|z|
Question 10 (5 points)
(07.04 MC)
Vectors u and v are shown in the graph.
-12-11 -10 -9
-8 -7
-6
-5
What is proju?
a
-6.5i - 4.55j
b
-5.2i+2.6j
с
-4.7631 3.334j
d
-3.81i+1.905j
<
+
10
6
5
4
3
2
-3 -2
-10 1
-1
-2
-3
u
-4
-5
-6
-7
25.4. (a). Show that when 0 < || < 4,
1
1
8
zn
4z - z2
4z
+Σ
4n+2*
(b). Show that, when 0 < |z1|<2,
n=()
2
1
8
(z - 1)(z - 3)
- 3
2(z - 1)
3 Σ (2-1)"
27+2
n=0
(c). Show that, when 2<|z|< ∞,
1
z4+4z2
-*()*.
n=0
Chapter 10 Solutions
A Survey of Mathematics with Applications (10th Edition) - Standalone book
Ch. 10.1 - Warm Up Exercises In Exercises 1-6, fill in the...Ch. 10.1 - Warm Up Exercises In Exercises 1-6, fill in the...Ch. 10.1 - Warm Up Exercises In Exercises 1-6, fill in the...Ch. 10.1 - Prob. 4ECh. 10.1 - Warm Up Exercises In Exercises 1-6, fill in the...Ch. 10.1 - Warm Up Exercises In Exercises 1-6, fill in the...Ch. 10.1 - In Exercises 7-14, change the number to a percent....Ch. 10.1 - In Exercises 7-14, change the number to a percent....Ch. 10.1 - In Exercises 7-14, change the number to a percent....Ch. 10.1 - In Exercises 7-14, change the number to a percent....
Ch. 10.1 - Practice the Skills In Exercises 7-14, change the...Ch. 10.1 - Practice the Skills In Exercises 7-14, change the...Ch. 10.1 - Practice the Skills In Exercises 7-14, change the...Ch. 10.1 - Practice the Skills In Exercises 7-14, change the...Ch. 10.1 - In Exercises 15-22, change the number given as a...Ch. 10.1 - Prob. 16ECh. 10.1 - In Exercises 15-22, change the number given as a...Ch. 10.1 - Prob. 18ECh. 10.1 - In Exercises 15-22, change the number given as a...Ch. 10.1 - Prob. 20ECh. 10.1 - In Exercises 15-22, change the number given as a...Ch. 10.1 - Prob. 22ECh. 10.1 - For Exercises 23-26, where appropriate, round...Ch. 10.1 - For Exercises 23-26, where appropriate, round...Ch. 10.1 - For Exercises 23-26, where appropriate, round...Ch. 10.1 - For Exercises 23-26, where appropriate, round...Ch. 10.1 - DVD Collection In Exercises 27-30, use the circle...Ch. 10.1 - DVD Collection In Exercises 27-30, use the circle...Ch. 10.1 - DVD Collection In Exercises 27-30, use the circle...Ch. 10.1 - DVD Collection In Exercises 27-30, use the circle...Ch. 10.1 - Seawater Composition In Exercises 31-34, use the...Ch. 10.1 - Seawater Composition In Exercises 31-34, use the...Ch. 10.1 - Seawater Composition In Exercises 31-34, use the...Ch. 10.1 - Prob. 34ECh. 10.1 - Music Preferences In Exercises 35-38, use the...Ch. 10.1 - Prob. 36ECh. 10.1 - Music Preferences In Exercises 35-38, use the...Ch. 10.1 - Prob. 38ECh. 10.1 - Russian Population The population of Russia has...Ch. 10.1 - U.S. Population Unlike the population of Russia...Ch. 10.1 - U.S. Land Area The graph at the top of the next...Ch. 10.1 - Presidential Salary The following graph shows the...Ch. 10.1 - In Exercises 43-54, determine the answer to the...Ch. 10.1 - Prob. 44ECh. 10.1 - In Exercises 43-54, determine the answer to the...Ch. 10.1 - In Exercises 43-54, determine the answer to the...Ch. 10.1 - In Exercises 43-54, determine the answer to the...Ch. 10.1 - Prob. 48ECh. 10.1 - In Exercises 43-54, determine the answer to the...Ch. 10.1 - Prob. 50ECh. 10.1 - In Exercises 43-54, determine the answer to the...Ch. 10.1 - Prob. 52ECh. 10.1 - Prob. 53ECh. 10.1 - Prob. 54ECh. 10.1 - Tax and Tip According to the Original Tipping...Ch. 10.1 - Tax and Tip The Brants dinner (see Exercise 55)...Ch. 10.1 - Percentage of As In a mathematics class, eighteen...Ch. 10.1 - Employee Increase The Fastlock Company hired 57...Ch. 10.1 - Salary Increase Mr. Browns present salary is...Ch. 10.1 - Prob. 60ECh. 10.1 - Vacuum Cleaner Sales A Kirby vacuum cleaner...Ch. 10.1 - Prob. 62ECh. 10.1 - Television Sale The regular price of a Phillips...Ch. 10.1 - Weight Loss On January 1, Juan weighed 235 pounds...Ch. 10.1 - Soccer Ball Markup The cost of a soccer ball to...Ch. 10.1 - Prob. 66ECh. 10.1 - Reselling a Car Quincy purchased a used car for...Ch. 10.1 - Prob. 68ECh. 10.1 - Challenge Problems/Group Activities 69. Comparing...Ch. 10.1 - Prob. 70ECh. 10.1 - Prob. 71ECh. 10.2 - In Exercises 1- 8, fill in the blanks with an...Ch. 10.2 - In Exercises 1- 8, fill in the blanks with an...Ch. 10.2 - In Exercises 1- 8, fill in the blanks with an...Ch. 10.2 - In Exercises 1- 8, fill in the blanks with an...Ch. 10.2 - In Exercises 1- 8, fill in the blanks with an...Ch. 10.2 - In Exercises 1- 8, fill in the blanks with an...Ch. 10.2 - In Exercises 1- 8, fill in the blanks with an...Ch. 10.2 - In Exercises 1- 8, fill in the blanks with an...Ch. 10.2 - In Exercises 9-18, determine the simple interest....Ch. 10.2 - In Exercises 9-18, determine the simple interest....Ch. 10.2 - In Exercises 9-18, determine the simple interest....Ch. 10.2 - In Exercises 9-18, determine the simple interest....Ch. 10.2 - In Exercises 9-18, determine the simple interest....Ch. 10.2 - Practice the Skills In Exercises 9-18, determine...Ch. 10.2 - Practice the Skills In Exercises 9-18, determine...Ch. 10.2 - Practice the Skills In Exercises 9-18, determine...Ch. 10.2 - Practice the Skills In Exercises 9-18, determine...Ch. 10.2 - Prob. 18ECh. 10.2 - In Exercises 19-24, use the simple interest...Ch. 10.2 - Prob. 20ECh. 10.2 - In Exercises 19-24, use the simple interest...Ch. 10.2 - Prob. 22ECh. 10.2 - In Exercises 19-24, use the simple interest...Ch. 10.2 - Prob. 24ECh. 10.2 - Small Business Administration Loan Joshua uses the...Ch. 10.2 - Problem Solving In Exercises 25-32, if necessary...Ch. 10.2 - Bank Personal Note Karen borrowed 3500 from a bank...Ch. 10.2 - Prob. 28ECh. 10.2 - Problem Solving In Exercises 25-32, if necessary...Ch. 10.2 - Prob. 30ECh. 10.2 - Pawning a Bicycle Elisa needs money to repair her...Ch. 10.2 - Prob. 32ECh. 10.2 - In Exercises 33-38, determine the exact time from...Ch. 10.2 - Prob. 34ECh. 10.2 - In Exercises 33-38, determine the exact time from...Ch. 10.2 - Prob. 36ECh. 10.2 - In Exercises 33-38, determine the exact time from...Ch. 10.2 - Prob. 38ECh. 10.2 - In Exercises 39-42, determine the due date of the...Ch. 10.2 - Prob. 40ECh. 10.2 - In Exercises 39-42, determine the due date of the...Ch. 10.2 - Prob. 42ECh. 10.2 - In Exercises 43-52, a partial payment is made on...Ch. 10.2 - Prob. 44ECh. 10.2 - Prob. 45ECh. 10.2 - Prob. 46ECh. 10.2 - Prob. 47ECh. 10.2 - In Exercises 43-52, a partial payment is made on...Ch. 10.2 - In Exercises 43-52, a partial payment is made on...Ch. 10.2 - In Exercises 43-52, a partial payment is made on...Ch. 10.2 - In Exercises 43-52, a partial payment is made on...Ch. 10.2 - In Exercises 43-52, a partial payment is made on...Ch. 10.2 - Company Loan On March 1, the Zwick Balloon Company...Ch. 10.2 - Flag Company Loan On April 3, the Meats Flag...Ch. 10.2 - Challenge Problems/Group Activities 55. U.S....Ch. 10.2 - Challenge Problems/Group Activities 56. U.S....Ch. 10.2 - Tax Preparation Loan Many tax preparation...Ch. 10.2 - Prime Interest Rate Nick borrowed 600 for 3...Ch. 10.2 - Bankers Rule The Bankers rule considers a year to...Ch. 10.2 - Columbus Investment On August 3, 1492, Christopher...Ch. 10.3 - Warm Up Exercises In Exercises 1-6, fill in the...Ch. 10.3 - Warm Up Exercises In Exercises 1-6, fill in the...Ch. 10.3 - Warm Up Exercises In Exercises 1-6, fill in the...Ch. 10.3 - Prob. 4ECh. 10.3 - Warm Up Exercises In Exercises 1-6, fill in the...Ch. 10.3 - Warm Up Exercises In Exercises 1-6, fill in the...Ch. 10.3 - Practice the Skills In Exercises 7-14, use the...Ch. 10.3 - Prob. 8ECh. 10.3 - Practice the Skills In Exercises 7-14, use the...Ch. 10.3 - Practice the Skills In Exercises 7-14, use the...Ch. 10.3 - Practice the Skills In Exercises 7-14, use the...Ch. 10.3 - Practice the Skills In Exercises 7-14, use the...Ch. 10.3 - Practice the Skills In Exercises 7-14, use the...Ch. 10.3 - Prob. 14ECh. 10.3 - In Exercises 15-18, use the present value formula...Ch. 10.3 - In Exercises 15-18, use the present value formula...Ch. 10.3 - In Exercises 15-18, use the present value formula...Ch. 10.3 - In Exercises 15-18, use the present value formula...Ch. 10.3 - Inheritance Marcus receives an inheritance of...Ch. 10.3 - Contest Winnings Mary wins 2500 in a singing...Ch. 10.3 - Class Trip To help pay for a class trip at the end...Ch. 10.3 - Investing Prize Winnings Marcella wins third prize...Ch. 10.3 - House Down Payment Karen invested 10,000 in a...Ch. 10.3 - Investing a Signing Bonus Joe just started a new...Ch. 10.3 - Personal Loan Brent borrowed 3000 from his brother...Ch. 10.3 - Prob. 26ECh. 10.3 - Investing Gifts and Scholarships Cliff just...Ch. 10.3 - Prob. 28ECh. 10.3 - Determining Effective Annual Yield Determine the...Ch. 10.3 - Prob. 30ECh. 10.3 - Money Market Choice Prospero Bank advertises a...Ch. 10.3 - Prob. 32ECh. 10.3 - Verifying APY Suppose you saw a sign at your local...Ch. 10.3 - Prob. 34ECh. 10.3 - Saving for a Tractor Jim wants to invest some...Ch. 10.3 - Prob. 36ECh. 10.3 - A New Car Adam wishes to have 20,000 available in...Ch. 10.3 - Prob. 38ECh. 10.3 - A New Water Tower The village of Kieler recently...Ch. 10.3 - Prob. 40ECh. 10.3 - Doubling the Rate Determine the total amount and...Ch. 10.3 - Prob. 42ECh. 10.3 - Interest Comparison You are given a choice of...Ch. 10.3 - Prob. 44ECh. 10.3 - Determining the Interest Rate For a total...Ch. 10.3 - Prob. 46ECh. 10.3 - Prob. 47ECh. 10.4 - In Exercises 1-6, fill in the blanks with an...Ch. 10.4 - In Exercises 1-6, fill in the blanks with an...Ch. 10.4 - In Exercises 1-6, fill in the blanks with an...Ch. 10.4 - In Exercises 1-6, fill in the blanks with an...Ch. 10.4 - In Exercises 1-6, fill in the blanks with an...Ch. 10.4 - In Exercises 1-6, fill in the blanks with an...Ch. 10.4 - In Exercises 7-10, determine the monthly payment...Ch. 10.4 - In Exercises 7-10, determine the monthly payment...Ch. 10.4 - In Exercises 7-10, determine the monthly payment...Ch. 10.4 - In Exercises 7-10, determine the monthly payment...Ch. 10.4 - Business Loan Brenda is a beautician who is...Ch. 10.4 - A New Air Conditioner Juan paid 7000 for a new...Ch. 10.4 - Financing a New Roof Jaime needs a new roof on her...Ch. 10.4 - Financing a Computer llga purchased a new computer...Ch. 10.4 - Boat Loan Keenan is purchasing a new boat that...Ch. 10.4 - Financing Furniture Mr. and Mrs. Chan want to buy...Ch. 10.4 - Early Repayment of a Loan Ray took out a 60-month...Ch. 10.4 - Early Repayment of a Loan Jeslie Ann has a...Ch. 10.4 - Early Repayment of a Loan Nina buys a new sport...Ch. 10.4 - Early Repayment of a Loan Jeff buys a new...Ch. 10.4 - Credit Card Minimum Monthly Payment Shiings credit...Ch. 10.4 - Credit Card Minimum Monthly Payment Evelyns credit...Ch. 10.4 - Business Expenses Kevins credit card company...Ch. 10.4 - Prob. 24ECh. 10.4 - Previous Balance Method On the November 4 billing...Ch. 10.4 - Previous Balance Method On September 5, the...Ch. 10.4 - Previous Balance Method On February 3, the billing...Ch. 10.4 - Prob. 28ECh. 10.4 - Average Daily Balance Method The balance on the...Ch. 10.4 - Prob. 30ECh. 10.4 - Average Daily Balance Method Refer to Exercise 27....Ch. 10.4 - Prob. 32ECh. 10.4 - A Cash Advance John borrowed 875 against his...Ch. 10.4 - Prob. 34ECh. 10.4 - Comparing Loan Sources Grisha needs to borrow 1000...Ch. 10.4 - Prob. 36ECh. 10.4 - Prob. 37ECh. 10.4 - Prob. 38ECh. 10.4 - Prob. 39ECh. 10.4 - Repayment Comparisons Christine took a world...Ch. 10.5 - In Exercises 1-6, fill in the blanks with an...Ch. 10.5 - In Exercises 1-6, fill in the blanks with an...Ch. 10.5 - In Exercises 1-6, fill in the blanks with an...Ch. 10.5 - Prob. 4ECh. 10.5 - In Exercises 1-6, fill in the blanks with an...Ch. 10.5 - In Exercises 1-6, fill in the blanks with an...Ch. 10.5 - In Exercises 7-10, determine the monthly principal...Ch. 10.5 - In Exercises 7-10, determine the monthly principal...Ch. 10.5 - In Exercises 7-10, determine the monthly principal...Ch. 10.5 - In Exercises 7-10, determine the monthly principal...Ch. 10.5 - Buying a House Anna is buying a house selling for...Ch. 10.5 - Buying a Condominium Toni is buying a condominium...Ch. 10.5 - Buying a Brownstone Townhouse Felix is purchasing...Ch. 10.5 - Buying a First House The Firszts are purchasing...Ch. 10.5 - Paying Points Martha is buying a house selling for...Ch. 10.5 - Prob. 16ECh. 10.5 - Qualifying for a Mortgage The Guenthers gross...Ch. 10.5 - Prob. 18ECh. 10.5 - A 30-Year Conventional Mortgage Ingrid obtains a...Ch. 10.5 - A 25-Year Conventional Mortgage The Bells obtain a...Ch. 10.5 - Evaluating a Loan Request The Nejems found a house...Ch. 10.5 - Evaluating a Loan Request Kathy wants to buy a...Ch. 10.5 - Comparing Loans The Riveras are negotiating with...Ch. 10.5 - Prob. 24ECh. 10.5 - An Adjustable Rate Mortgage The Bhatts purchased a...Ch. 10.5 - Prob. 26ECh. 10.5 - Prob. 27ECh. 10.5 - Comparing Payment Frequency Janet is purchasing a...Ch. 10.5 - Prob. 29ECh. 10.6 - In Exercises 1-8, fill in the blanks with an...Ch. 10.6 - In Exercises 1-8, fill in the blanks with an...Ch. 10.6 - In Exercises 1-8, fill in the blanks with an...Ch. 10.6 - In Exercises 1-8, fill in the blanks with an...Ch. 10.6 - In Exercises 1-8, fill in the blanks with an...Ch. 10.6 - In Exercises 1-8, fill in the blanks with an...Ch. 10.6 - In Exercises 1-8, fill in the blanks with an...Ch. 10.6 - In Exercises 1-8, fill in the blanks with an...Ch. 10.6 - In Exercises 9-12, use the ordinary annuity...Ch. 10.6 - In Exercises 9-12, use the ordinary annuity...Ch. 10.6 - In Exercises 9-12, use the ordinary annuity...Ch. 10.6 - In Exercises 9-12, use the ordinary annuity...Ch. 10.6 - In Exercises 13-16, use the sinking fund formula...Ch. 10.6 - Prob. 14ECh. 10.6 - In Exercises 13-16, use the sinking fund formula...Ch. 10.6 - Prob. 16ECh. 10.6 - In Exercises 1720, round all answers to the...Ch. 10.6 - Prob. 18ECh. 10.6 - In Exercises 1720, round all answers to the...Ch. 10.6 - Prob. 20ECh. 10.6 - In Exercises 2124, round all answers up to the...Ch. 10.6 - Prob. 22ECh. 10.6 - In Exercises 2124, round all answers up to the...Ch. 10.6 - Prob. 24ECh. 10.6 - Dont Wait to Invest The purpose of this exercise...Ch. 10 - In Exercises 16, change the number to a percent....Ch. 10 - In Exercises 16, change the number to a percent....Ch. 10 - In Exercises 16, change the number to a percent....Ch. 10 - In Exercises 16, change the number to a percent....Ch. 10 - In Exercises 16, change the number to a percent....Ch. 10 - Prob. 6RECh. 10 - In Exercises 712, change the percent to a decimal...Ch. 10 - Prob. 8RECh. 10 - Prob. 9RECh. 10 - In Exercises 712, change the percent to a decimal...Ch. 10 - In Exercises 712, change the percent to a decimal...Ch. 10 - Prob. 12RECh. 10 - Salary Increase Charlotte had a salary of 41,500...Ch. 10 - Calorie Decrease Until he began his new wellness...Ch. 10 - Prob. 15RECh. 10 - In Exercises 1517, solve for the unknown quantity....Ch. 10 - Prob. 17RECh. 10 - Prob. 18RECh. 10 - Increased Membership If the number of people in...Ch. 10 - Jelly Beans A jar contains 1050 jelly beans. Of...Ch. 10 - In Exercises 2124, determine the missing quantity...Ch. 10 - In Exercises 2124, determine the missing quantity...Ch. 10 - In Exercises 2124, determine the missing quantity...Ch. 10 - In Exercises 2124, determine the missing quantity...Ch. 10 - Wedding Loan To pay for his daughters wedding,...Ch. 10 - Bank Loan Nikos borrowed 6000 for 24 months from...Ch. 10 - Bakery Loan On April 1, The Red Velvet Bakery...Ch. 10 - Garage Loan On May 15, The Underground Repair...Ch. 10 - Comparing Compounding Periods Determine the amount...Ch. 10 - Prob. 30RECh. 10 - Effective Annual Yield Determine the effective...Ch. 10 - Prob. 32RECh. 10 - Prob. 33RECh. 10 - Office Equipment Loan Sadie is starting a...Ch. 10 - Prob. 35RECh. 10 - Prob. 36RECh. 10 - Prob. 37RECh. 10 - Prob. 38RECh. 10 - Prob. 39RECh. 10 - Prob. 40RECh. 10 - Thirty-Year Mortgage James purchased a home...Ch. 10 - Prob. 42RECh. 10 - Prob. 43RECh. 10 - Prob. 44RECh. 10 - Prob. 1TCh. 10 - Prob. 2TCh. 10 - Prob. 3TCh. 10 - Prob. 4TCh. 10 - Prob. 5TCh. 10 - Prob. 6TCh. 10 - Prob. 7TCh. 10 - Prob. 8TCh. 10 - Prob. 9TCh. 10 - Prob. 10TCh. 10 - Previous Balance Method Michaels credit card...Ch. 10 - Prob. 12TCh. 10 - Building a House In Exercises 1218, the Leungs...Ch. 10 - Building a House In Exercises 1218, the Leungs...Ch. 10 - Building a House In Exercises 1218, the Leungs...Ch. 10 - Prob. 16TCh. 10 - Prob. 17TCh. 10 - Prob. 18TCh. 10 - Prob. 19TCh. 10 - Prob. 20T
Knowledge Booster
Learn more about
Need a deep-dive on the concept behind this application? Look no further. Learn more about this topic, subject and related others by exploring similar questions and additional content below.Similar questions
- Find the Soultion to the following dy differential equation using Fourier in transforms: = , хуо, ухо according to the terms: lim u(x,y) = 0 x18 lim 4x (x,y) = 0 x14 2 u (x, 0) = =\u(o,y) = -y لوarrow_forward. Expand sinh z in Taylor's series at zo = πi, and show that lim sinh: καπί κ - п - - 1.arrow_forwardQ prove or disprove: If Ely/x) = x = c(dipy =BCCo (BVC) ECxly)=y, and E(X2), Ely)arrow_forward24.3. Show that 8 (a). =(+1)(z+1)*, |+1|<1, j=0 8 (b). sin³ z j=0 (-1) 3(1-9) 4 (2j+1)! 22j+1, |<∞,arrow_forward24.4. For the function g(z) defined in (18.7), show that g(z) = j=0 z2j (−1)³ (2j+1)!" Hence, deduce that the function g(z) is entire. 2 E C.arrow_forwardCan you solve question 3,4,5 and 6 for this questionarrow_forwardwater at a rate of 2 m³/min. of the water height in this tank? 16) A box with a square base and an open top must have a volume of 256 cubic inches. Find the dimensions of the box that will minimize the amount of material used (the surface area). 17) A farmer wishes toarrow_forward#14 Sand pours from a chute and forms a conical pile whose height is always equal to its base diameter. The height o the pile increases at a rate of 5 feet/hour. Find the rate of change of the volume of the sand in the conical pile when the height of the pile is 4 feet.arrow_forward(d)(65in(x)-5 cos(x) dx mins by 5x-2x² 3x+1 dx -dx 20 Evaluate each the following indefinite integralsarrow_forward19 Evaluate each the following definite integrals: a) લ b) (+3) 6) (2-2)(+33) dxarrow_forward#11 If a snowball melts so its surface area decreases at a rate of 1cm²/min, find the rate at which the diameter decreases when the diameter is 6 cm.arrow_forwardUse Deritivitve of the inverse to solve thisarrow_forwardarrow_back_iosSEE MORE QUESTIONSarrow_forward_ios
Recommended textbooks for you
- College AlgebraAlgebraISBN:9781305115545Author:James Stewart, Lothar Redlin, Saleem WatsonPublisher:Cengage Learning


College Algebra
Algebra
ISBN:9781305115545
Author:James Stewart, Lothar Redlin, Saleem Watson
Publisher:Cengage Learning
Use of ALGEBRA in REAL LIFE; Author: Fast and Easy Maths !;https://www.youtube.com/watch?v=9_PbWFpvkDc;License: Standard YouTube License, CC-BY
Compound Interest Formula Explained, Investment, Monthly & Continuously, Word Problems, Algebra; Author: The Organic Chemistry Tutor;https://www.youtube.com/watch?v=P182Abv3fOk;License: Standard YouTube License, CC-BY
Applications of Algebra (Digit, Age, Work, Clock, Mixture and Rate Problems); Author: EngineerProf PH;https://www.youtube.com/watch?v=Y8aJ_wYCS2g;License: Standard YouTube License, CC-BY