Zoe has an investment account that earns 6% annual interest, compounded daily. Holly has an investment account that earns 6.32% annual interest, compounded bi-annually. Compute the annual percentage yields (APY) Zoe and Holly are receiving. Zoe: 3.29   % Holly:    % Which one of the two has a better investment? Zoe Holly Hillary has an investment account with interest compounded quarterly. What annual interest rate does this account need to carry to earn the same annual percentage yield as Zoe's?

FINANCIAL ACCOUNTING
10th Edition
ISBN:9781259964947
Author:Libby
Publisher:Libby
Chapter1: Financial Statements And Business Decisions
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Zoe has an investment account that earns 6% annual interest, compounded daily. Holly has an investment account that earns 6.32% annual interest, compounded bi-annually. Compute the annual percentage yields (APY) Zoe and Holly are receiving.

Zoe: 3.29   %
Holly:    %


Which one of the two has a better investment?

  • Zoe
  • Holly



Hillary has an investment account with interest compounded quarterly. What annual interest rate does this account need to carry to earn the same annual percentage yield as Zoe's?
   %

Expert Solution
Step 1

For Zoe:

Annual percentage yields (APY) = 1+rnn-1

Where,

r = annual interest = 6%

n = number of periods = 365 days

APY = 1+0.06365365-1

= 0.06183

or

6.18%

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