You plan to deposit $200 in a bank account now and $300 at the end of one year. If the account earns 4% interest per year, what will the balance be in the account right after you make the second deposit? ... There will be $ in the account right after the second deposit. (Type an integer or a decimal.)

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Effective Interest Rate

The term interest rate can be defined as the amount that is charged by the lender as a percentage on the principal amount. Interest rate which is charged annually is known as annual percentage rate.