You just took out a 15-year traditional fixed-rate mortgage for $300,000 to buy a house. The interest rate is 10.8% (APR) and you have to make payments monthly.

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
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You just took out a 15-year traditional fixed-rate mortgage for $300,000 to buy a house. The interest rate is 10.8% (APR) and you have to make payments monthly.

a. What is your monthly payment?
b. How much of your first monthly payment goes towards paying down the outstanding balance (in $)?
c. What is the outstanding balance after 1 year if you have made all 12 payments on time?

d. 

 

 

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