You have a student loan of $35,000. The bank charges 6% interest annually. You decide to pay the loan by making monthly payments of $250. How long does it take to pay off the loan?

Q: can you include the arranged table of it? i have trouble on it. Thanks!

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A: The question is the threaded question in which the student is asking about formulas.

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A: WE HAVE TO FIND MODE OF THE DATA  OBSERAVTIONS: 99,100,99, 100,8,9,8,7,8

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A: Calculation of NPV using Excel Function: Excel Spreadsheet:

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A: Given: Payment = $250 Interest rate = 8% Future value (FV) = $50,000

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A: Formulae used:

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A:

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Capital Gain

Any capital asset when sold can give the seller a higher or lower price from its purchase price leading to a capital gain or capital loss. The time period of holding an asset is decided based on if it is a long term or short-term capital gain. On that basis, the rate of taxation is decided if it is 20%, 15% or according to the tax brackets. The rate of taxation differs in the case of equity or debt, whether long or short term. The capital gain can be adjusted from capital loss to arrive at a net capital gain. The amount of gains and the exemption has to be reported in the tax return filed in the financial year in which the asset was transferred. The tax return can be filed quarterly, monthly, semi-annually or annually.