You are planning to save for retirement over the next 35 years. To do this, you will invest $770 per month in a stock account and $370 per month in a bond account. The return of the stock account is expected to be 9.7 percent, and the bond account with pay 5.7 percent. When you retire, you will combine your money into an account with a 6.7 percent return. How much can you withdraw each month from your account assuming a 30-year withdrawal period? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16)

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
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You are planning to save for retirement over the next 35 years. To do this, you will invest $770 per month in a stock account and $370 per month in a bond account. The return of the stock account is expected to be 9.7 percent, and the bond account with pay 5.7 percent. When you retire, you will combine your money into an account with a 6.7 percent return. How much can you withdraw each month from your account assuming a 30-year withdrawal period? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16)

Expert Solution
Step 1

Amount in stock account after 35 years:

  • Monthly deposits=$770
  • Number of years=35
  • Rate of return=9.7%

FVA=A1+rnnt-1rn

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