Which of the following is an example of discriminatory hiring practices? Select one: a. Not hiring someone based on their race or ethnicity b. Conducting a background check on a candidate c. Asking for references from a candidate's previous employers d. Using skills tests to evaluate a candidate's abilities Which of the following statements is true regarding the impact of the MBLAA and its Regulations on advertising and marketing in the mortgage brokerage industry? Select one: a. The MBLAA and its Regulations only apply to advertising and marketing campaigns that include specific product or rate information. b. The MBLAA and its Regulations impose restrictions on the use of names in public relations materials and the provision of information. c. Telemarketing is not regulated under the MBLAA and its Regulations. d. The Consumer Protection Act is the primary legislation that deals with advertising and marketing by mortgage brokerages, brokers and agents.

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