Which of the following is an arrangement by which one party promises to pay a sum of money to policyholder as protection against an adverse or unfavorable occurrence of event? a. Short Term Loans b. Fixed Deposit c. Insurance d. Investment   q12   Insurance companies and brokerage houses are examples of which of the following. a. Financial instruments b. Financial institutions c. Medium of exchange d. Financial markets

Q: Which of the following is not classified as a financial instrument? Convertible bond C. Loan…

A: Solution: "Warranty provision" is not classified as a financial instrument.

Q: What is the concern for credit risk in anover the counter market versus the credit risk in an…

A: Over-the-counter (OTC) exchange is a decentralized form of the market. In this, two parties trade…

Q: List

A: Basel III accord is developed by Basel Committee on banking…

Q: Which of the following is not a Financial Intermediary? Select one: A. Commercial Banks B. Mutual…

A: Financial intermediary plays important role in a financial transaction as a link between two…

Q: Investment bank trade securities in the ? a. Secondary market b. Primary and secondary market  c.…

A: Here, the securities are the financial securities which will be traded in the market. They can be…

Q: Banks advise their clients relating to investment decisions as specialists. Which function and…

A: There are many core functions related to the operations of banks such as transfer of funds,…

Q: Which of the following is NOT a business of commercial banking?aSaving/lendingbForeign currency…

A: Commercial bank is a financial body which is responsible for accepting deposits and providing loan.…

Q: Which of the following is not an example of financial institutions? a. HSBC mutual Funds b. Muscat…

A: Financial Institutions help to supply funds from surplus units to deficit units.

Q: Explain the possible IFRS treatment of bank loans.

A: IFRS is international finance reporting standards will replace with Accounting standards 39.

Q: Which of the following instrument are sold in money market? 1. Treasury securities 2. Commercial…

A: Money market is a component of economy which provides short term funds

Q: What is a function of a central bank? A collecting taxes B issuing currency C providing bank…

A: Central banks are important in the economic development of nations and maintaining liquidity and…

Q: Which of the following is not a main core function of the financial system? a. Provide a payments…

A: Since you have asked multiple questions, we will solve the first question for you. If you want any…

Q: Q. 3 Briefly explain the five (5) primary methods or models that are commonly used, by banks, to…

A: Overview: It is very difficult to say if a borrower will default on a bank loan. Banks go through…

Q: 7. Match the Financial Market Utility with its function: i) CLS Bank ii) Depository Trust Company…

A: In multilateral systems called financial market utilities, payments, securities, and other financial…

Q: 4. In the lending operations, how many types of loan security? Which one is most p

A: Solution: Introduction: In finance, a loan is a borrowing amount lending(given) by one or more…

Q: Which of the following loan commitments are within the scope of IPFRS 9? * Loan commitments that the…

A: the following loan commitments are within the scope of IPFRS 9:: Loan commitments that can be…

Q: 1. Explain the difference between debt to income (DTI) ratio and loan to value ratio (LTV). In…

A: We’ll answer the first question since the exact one wasn’t specified. Please submit a new question…

Q: 9) Which of the following is used extensively in dealer funding, customer financing and matched-book…

A: There are various financial instruments which are extensively used in money markets such as treasury…

Q: q17 Which of the following types of loans has lower interest rate compared to others? a. Line of…

A: Which of the following types of loans has lower interest rate compared to others?   a. Line of…

Q: 44. Which statement correctly identifies the loan type with its function? O (a) FHA guarantees loans…

A: A loan is defined as the financial term, where the funds or money is given to some other party in…

Q: Which of these institutions are not major investors in U.S. equities? Version 1 7 A) Mutual funds B)…

A: B. Banks

Q: A trade finance instrument not supported by bank guarantee is called   O a. Irrevocable LC   O…

A: Answer: There are various types of financial instruments that can be traded on return of any goods…

Q: If a lending institution stipulates that a borrower must maintain an adequate insurance policy, this…

A: A loan is a type of debt that a person or another entity assumes. The lender, which is often a…

Q: Which of the following are traded in money markets? banker’s acceptances all Treasury securities…

A: Money market instrument means those instrument which are issued in money market and generally for…

Q: 3 These are the examples of non-banking financial intermediaries except:*         A. Discount house…

A: Non-banking financial intermediaries:  A financial institution that lacks a full banking license and…

Q: Explain the difference between commutative contract and non-commutative contract. Why Insurance is…

A: A commutative contract is a type of agreement between two parties where the exchange of goods,…

Q: Commercial banks are a major source of term loans. These loans are best used for:

A: Commercial banks are financial service providers of small size and mid-size businesses. They provide…

Q: he Malaysian financial system is structured into two major categories, Financial Institutions and…

A: The financial system of Malaysian help in the regulation of money in the country. It basically…

Q: 2. Two depository institutions have composite CAMELS ratings of 1 or 2 and are “well capitalized.”…

A: Using standard CAMEL component weights, given below                 Component Weight         C…

Q: Q-3 What are various types of risks a commercial bank may face and how these risks are related to…

A: CAMELS: It is an international rating system that rates financial institutions, specifically banks,…

Q: 46- which of the following source of finance comes with a line of credit  ? a. Mutual Fund b.…

A: Some Sources of finance for business are equity, debt, debentures, retained earnings

Q: Which of the following provides liquidity to tradable financial securities in a countries financial…

A: Providing liquidity to financial securities in the economy plays an essential role in maintaining…

Q: A promise to pay the face amount of the draft to whomever presents it for payment made by banks to…

A: Commercial paper is a form of unsecured short term debt to finance the short term needs of the…

Q: Which of the following is a negotiable written promise (by a bank) for a U.S. dollar deposit at a…

A: International sources of funding are used by companies to raise money outside countries.

Q: Subject: Islamic banking & applied finance Q): What is Riba & what are the types of riba?…

A: in charge of the loan on the borrower, the charge may be small or large. As we know the Islamic…

Q: Q2. How Islamic Banks use Murabaha for financing? Write down the steps to be followed to make the…

A: Murabaha is one of the most commonly used modes of financing by Islamic banks and financial…

Q: 10- Which one of the financial intermediaries act as middlemen between depositors and lenders who…

A: Financial intermediaries : A financial intermediary can be described as an institution that works as…

Q: Match the following money market securities with their issuers.        Securities   Issuers   a.…

A: Money market securities are short term debt instruments which are issued for a period of less than a…

Q: _____________ is one of the financial market instruments which grants a short-term loan that is…

A: Share acceptance ,repurchase acceptance and bond acceptance are not market instruments.  Bankers…

Q: What is reinvestment risk (in the context of interest rate risk)? How does reinvestment risk impact…

A: A bank is a financial institution which is authorized to deposit money and provide loans. Financial…

Q: . What functions are carried out by insurance companies? Given these functions, how do insurance…

A: Hi, since you have asked multiple questions, we will answer the first one, as per authoring…

Q: Which one of the following is a spontaneous source of financing? Select the correct response:…

A: Spontaneous source of financing is the short term financing needed for business transactions which…