What should you know if you are contacted by a creditor or collections agency regarding a past due account or loan?
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- What should you know if you are contacted by a creditor or collections agency regarding a past due account or loan?
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- what should a company aim for when launching a new credit card companyAccording to the Real Estate Settlement Procedures Act (RESPA), which of the following information is required for a completed application for an extension of credit? A) A bank statement B) The purchase contract C) The borrower's date of birth D) The mortgage loan amount soughtCredit reports always include which of the following information A) Borrower's former spouse's name B) Borrower's name and Social Security number C) The number of people in a borrower's household and their names D)Loan amounts and payment patterns up to a five-year history period
- A lender is permitted to accept the employment information provided by the borrower on the initial loan application without asking for a letter of explanation in which of the following circumstances? A) The borrower lacks a history in an industry that requires specific skills. B) The borrower has been employed by the same company for three years. C) A recent college graduate holds a high-level position in the organization. D) The residence is more than 120 miles from the work location on a refinance.Other than lenders, who else might use your credit score and why? PLEASE CITE REFERENCESWhich of the following methods is used by lenders as one of the multiple factors to authenticate identity for an electronic signature? GPS location BO Fingerprint verification Personal identification number O Automated underwriting system approval
- In Georgia, when should the lender be notified that a seller is offering a loan assumption? When the buyer contacts the lender to be qualified for the loan assumption Immediately after the properties listed for sale At the time an offer to purchase is accepted by the seller After the buyer has been determined to be creditworthyList down the all the sources of money you had.the exact amount and date you received it.The following are examples of debt financing EXCEPT: Taking a loan from a family member Taking a loan from the bank Issue bonds repayable with interest Selling an ownership stake in the company