What is true regarding the commercial banks that are a part of the Federal Reserve System? (Select one of the options) They have the same rights with respect to district feds as any shareholders do They receive payments in the form of dividends from the district Feds Their deposits are insured by the government They can influence the monetary policy inside the district where they operate

Q: Which of the following is not a financial institution? Commercial Bank Rating agency O Mutual fund…

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Q: compare the functions of the federal reserve district banks with those for the board of governors?

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A:

Q: What else can I say about this or what can be made? Board of Governors of the Federal reserve…

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Regulation of Commercial Banks

The main function of any commercial bank is accepting deposits and lending money to borrowers. Apart from these two activities, commercial banks provide a host of other services to their customers, like discounting bills of exchange, acting as a custodian of a customer's will, and so on. In the absence of a proper regulatory framework or proper regulations in place, the commercial banks would have ended up charging exorbitant or varied rates of interest or service charges on the funds loaned by them or the services performed by them.