What effect has the presence of federal deposit insurance had on the banking industry? Banks have made riskier loans. Banks have made it more difficult for customers to qualify for loans. Banks now hold more excess reserves. Depositors have become more vigilant in monitoring the decisions made by managers of their banks.

What effect has the presence of federal deposit insurance had on the banking industry? Banks have made riskier loans. Banks have made it more difficult for customers to qualify for loans. Banks now hold more excess reserves. Depositors have become more vigilant in monitoring the decisions made by managers of their banks.

Survey Of Economics

10th Edition

ISBN:9781337111522

Author:Tucker, Irvin B.

Publisher:Tucker, Irvin B.

Chapter19: Money Creation

Section: Chapter Questions

Problem 2SQ

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