What are the six principles underlying fair assessment for personnel selection? Select one: a. Understanding diverse ways to perform the work, using valid and reliable assessment instruments, providing candidates with information on the assessment process, gathering assessment information that provides equal opportunities, evaluating qualifications based on work-related assessment criteria, and avoiding sources of potential bias b. Providing equal opportunities to diverse candidates, developing barrier-free qualifications, choosing or developing valid and reliable assessment instruments, evaluating qualifications based on work-related criteria, ensuring that each assessment instrument reflects diversity, and avoiding sources of potential bias c. Using multi-method assessments, evaluating qualifications based on relevant assessment criteria, developing barrier-free qualifications, providing equal opportunities to diverse candidates, gathering assessment information in a way that provides all candidates with an equal opportunity, and ensuring that each assessment instrument reflects diversity d. Ensuring that all qualifications are required to do the work, developing assessment instruments that are valid and reliable, providing candidates with the information they need, gathering assessment information in a way that provides all candidates with an equal opportunity, evaluating qualifications based on relevant assessment criteria, and using multi-method assessments When must a brokerage disclose to a borrower, in writing, the nature of the relationship between the brokerage and each lender under the proposed mortgage? Select one: a. Upon request b. At the time of closing c. After the mortgage is funded d. Before the borrower applies for the mortgage