ur friend Bob is a surgeon with student debt of $200,000 at an interest rate of 7%. Bob lives in a apartment and pays $1950 a month. He is considering buying a house from his friend Tom for $424,500 with no down payment. Tom's family has owned the house for decades, and they offered to financing it for Bob over a 360 month term. They haven't discussed an interest rate yet.   Should Bob accelerate paying off his student loan and save money, or should he consider making payments towards a new house? Assume the house will n

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
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Your friend Bob is a surgeon with student debt of $200,000 at an interest rate of 7%. Bob lives in a apartment and pays $1950 a month. He is considering buying a house from his friend Tom for $424,500 with no down payment. Tom's family has owned the house for decades, and they offered to financing it for Bob over a 360 month term. They haven't discussed an interest rate yet.

 

Should Bob accelerate paying off his student loan and save money, or should he consider making payments towards a new house? Assume the house will not change in value, and assume the rate of inflation stays stagnant at 3%.

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