uppose you are in the market for a new carworth $28,000. You are offered a deal to make a$4,000 down payment now and to pay the balancein equal end-of-month payments of $527.15 over a60-month period. Consider the following situations.(a) Instead of going through the dealer’s financing,you want to make a down payment of $3,500and take out an auto loan from a bank at 10.5%compounded monthly. What would be yourmonthly payment to pay off the loan in fiveyears?(b) If you were to accept the dealer’s offer, whatwould be the effective rate of interest per monththe dealer charges on your financing?

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
Section: Chapter Questions
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uppose you are in the market for a new car
worth $28,000. You are offered a deal to make a
$4,000 down payment now and to pay the balance
in equal end-of-month payments of $527.15 over a
60-month period. Consider the following situations.
(a) Instead of going through the dealer’s financing,
you want to make a down payment of $3,500
and take out an auto loan from a bank at 10.5%
compounded monthly. What would be your
monthly payment to pay off the loan in five
years?
(b) If you were to accept the dealer’s offer, what
would be the effective rate of interest per month
the dealer charges on your financing?

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