Under what broad risks will you put these risk factors? Economic Distress, Mismanagement, Technological Causes, Working Capital Problems, Fraudulent Management, Lack of board effectiveness, Boards' risk blindness, Poor leadership on ethos and culture, Defective communication, Excessive complexity, Inappropriate incentives, Information "glass ceiling", Managerial inefficiency and ineffectiveness, Over expansion, Ineffective sales force, High production costs, Poor financial management, Risk assessment strategy, Inappropriate commercial policy, Absence of manpower training and development policy, Capital inadequacy, Socio cultural factors, Income instability, Public policy

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