Two acquaintances have approached you about investing in business activities in which each is involved. Simone is seeking $545, and Riley needs $650. One year from now, your original investment will be returned, along with $49 intome from Simone or $52 income from Riley. You can make only one investment. Required: a-1. Compute the ROI of Simone and Riley. (Round your answers to 2 decimal places.) ROI Simone Riley a-2. Which investment would you prefer? O Simone Riley b. What other factors should you consider before making either investment? Fluctuation Pisk

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Credit counseling teaches consumers about credit, budgeting, money management, and debt management. The counselor ensures that consumers can pay off their debts without declaring bankruptcy. Counselors also assist the negotiator, who negotiates with creditors on behalf of their clients to reduce interest rates on outstanding debt. Counselors can offer credit counseling to customers before or after they take on debt. Consumer Credit Counseling Services (CCCS) is a non-profit organization that offers credit counseling services. Some organizations can also be for profit. This type of organization comprises a group of professionals who are skilled negotiators.