Twelve years ago, Mr. Lawton rolled a $19,000 retiring allowance into an RRSP that subsequently earned 10.2% compounded semiannually. Four years ago he transferred the funds to an RRIF. Since then, he has been withdrawing $1200 at the end of each quarter. If the RRIF earns 8.2% compounded quarterly, how much longer can the withdrawals continue?   ___Years and ___ Months

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