Total Loans & Advances of the Bank are Rs.60000 crore out of this 15% are under NPAs, half (50%) of them slipped into NPAs in the past quarter only (Sub-standard). Out of the same, all are secured. b) Other than the NPAs i.e. 15% given above, balance 85% credit portfolio is of Standard Category. The Standard category is comprised on general loans only i.e. @ 0.40% provisions.
The
a) Total Loans & Advances of the Bank are Rs.60000 crore out of this 15% are under NPAs, half (50%) of them slipped into NPAs in the past quarter only (Sub-standard). Out of the same, all are secured.
b) Other than the NPAs i.e. 15% given above, balance 85% credit portfolio is of Standard Category. The Standard category is comprised on general loans only i.e. @ 0.40% provisions.
c) One of the NPA loan accounts one account of Rs.200 Crore is of the borrower who has absconded. The total securities available in this account are 8% of the loan amount outstanding.
d) Rest of the NPAs are in Doubtful Category 2 (i.e. DB 2) having 100% unsecured.
Fill up the information asked below: (Any 5 out of the 6)
1. Gross NPA Amount
2. Gross NPA Ratio
3. Provisions Amount
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