The productivity of camera/drone PATS is affected by a variety of factors that include ○ perfect attendance bonuses, the percentage use of overtime, cumulative spending on product R&D for cameras/drones, and how frequently camera/drone workstations are modernized. how the total compensation packages (not including vacation days) of camera/drone PAT members compare to the all- company average compensation levels, warranty claims, and expenditures per camera/drone PAT on product enhancements. the percentage increases in annual base wages, the size of the fringe benefits package, the amount the company spends annually per camera/drone PAT on training and productivity- enhancing assembly methods, and changes in the number of models being assembled. the percentage use of overtime, the size of the weekly bonuses paid to camera/drone PATS for exceeding the weekly quota for assembling cameras/drones, the percentage of the assembly process that is performed by robots, and the number of camera/drones components that have to assembled the years of assembly experience of newly-hired PAT members, the prior-year percentage of PAT members leaving the company for jobs elsewhere, base wage percentage increases, the size of annual expenditures to reduce warranty claim rates, the percentage of the assembly process that is performed by robots, and the size of weekly bonuses paid to PAT members for beating their weekly assembly quota. The Global Community Bank, under terms of its long-term banking agreement with the company, has agreed to lend the company additional monies should you elect to use debt to help finance growth and other financial needs; the interest rate the GCB will charge on such loans is tied to how much the company has already borrowed against its $50 million line of credit with the bank and the flexibility the company has to use a high percentage of its free cash flows (defined as net income plus depreciation less dividend payments) to make its interest payments. ○ its current ratio, the payback period of the loan (1-year, 5-years, 10-years), whether the company's year-ending cash balance is above/below its interest payments in the upcoming year, and the prevailing interest rates worldwide. the payback period (1-year, 5-years, 10-years) and the company's balance sheet strength as measured primarily by its debt-assets ratio and cash on hand. the payback period (1-year, 5-years, 10-years), the company's current credit rating, and going interest rates in world financial markets. the payroll period (1-year, 5-years, 10-years), the company's current credit rating, and going rates or return in world financial markets.