The equation below estimates the effect of race on the probability of mortgage denial, holding constant the payment-to-income ratio. Pr (deny= 1|P/I ratio, black) = (- 2.27 + 2.78P/I ratio + 0.77black) (0.17) (0.45) (0.084) A black mortgage applicant has a P/l ratio of 0.43. What is the predicted probability that his application will be denied? The predicted probability that his application will be denied is %. (Express your response as a percentage and round to two decimal places)

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