the end of each 6-month period for 6 years if the inter- est rate is 6% compounded semiannually. 5. Suppose a state lottery prize of $5 million is to be paid in 20 payments of $250,000 each at the end of each of the next 20 years. If money is worth 10% compounded annually, what is the present value of the prize? 6. How much is needed in an account that earns 8.4%

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