The coinsurance penalty promotes which of the following? Application of the deductible All of the above. Equitable rates for all policyholders. Equitable distribution of loss payments for all policyholders.
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- Which of the following is an arrangement by which one party promises to pay a sum of money to policyholder as protection against an adverse or unfavorable occurrence of event? a. Short Term Loans b. Fixed Deposit c. Insurance d. Investment15. Related to insurance, what is a deductible and how does it work?Which of the following is correct about the effect of a deductible with respect to the price of an insurance policy? O A policy with a deductible will raise the premium. This will make the overall cost of insurance higher for policyholders who do not have a claim, but lower for those with high claims O A policy with a deductible will lower the premium. This will make the overall cost of insurance higher for policyholders who do not have a claim, but lower for those with high claims O A policy with a deductible will raise the premium. This will make the overall cost of insurance lower for policyholders who do not have a claim, but higher for those with high claims O A policy with a deductible will lower the premium. This will make the overal cost of insurance lower for policyholders who do not have a claim, but higher for those with high claims
- Taxation can be used to reduce the welfare loss arising from a negative externality. Select one: O True O FalseWhat is meant by a taxpayer's 'preservation age' and a 'condition of release', why are these concepts important? Explain the difference between a 'defined benefit fund' and an 'accumulation fundWhich of the following creates temporary difference between financial and taxable income? * Interest on treasury debt securities Accelerated depreciation on plant and equipment O Fines from vilation of law Premiums paid for officer's life insurance (comapny is beneficiary)
- Select the best answer. An example of investment income that would be subject to the net investment income tax is: O A. Rental and royalty income O B. Tax-exempt interest O C. Wages O D. Self-employment income Submit AnswersHow Grantor can Release from Assumed Debt?An increase in OCI related to plan assets occurs when: Select one: a. The accumulated benefit obligation is more than expected. b. The vested benefit obligation is less than expected. c. Retiree benefits paid out are less than expected. d. The return on plan assets is higher than expected. e. The employer contributes an amount greater than it was liable to do.
- Ma4. The principles of insurable interest, subrogation, actual cash value, and pro rata sharing all stem from the broader principle of indemnity. Explain what is meant by the principle of indemnity, and indicate specifically in what way each of the four principles mentioned above helps enforce the principle of indemnity.If the debt is being amortized by equal payments, what is the amortization schedule ?. What is the difference between active income, passive income and portfolio income? Provides examples of the most prevalent types of each of those incomes. How do deductions from these three types of income vary?