The APR is a. the average annual percentage cost paid on deposits b. the average rate paid on deposits c. the average rate paid for credit d. the average annual percentage cost paid for credit   Decreasing the amount of liquid assets held for the purpose of meeting loan demands and deposit withdrawals and increasing the usage of deposit and nondeposit sources of funds paying market rates of interest is known as: a. leverage adjustment b. liability management c. liquidity management d. liquidity adjustment   Times interest earned is a measure of the a. gross profit compared to annual interest payments b. net earnings after taxes compared annual interest payments c. operational earnings of the firm (EBIT) compared to annual interest payments d. net earnings before taxes compared to annual interest payments   A Bankers’ Acceptance is most commonly used in connection with a. financing inventories b. financing securities c. financing trust accounts d. financing foreign trade

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
Section: Chapter Questions
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The APR is
a.
the average annual percentage cost paid on deposits
b.
the average rate paid on deposits
c.
the average rate paid for credit
d.
the average annual percentage cost paid for credit
 
Decreasing the amount of liquid assets held for the purpose of meeting loan demands and deposit withdrawals and increasing the usage of deposit and nondeposit sources of funds paying market rates of interest is known as:
a.
leverage adjustment
b.
liability management
c.
liquidity management
d.
liquidity adjustment
 

Times interest earned is a measure of the

a.
gross profit compared to annual interest payments

b.
net earnings after taxes compared annual interest payments

c.
operational earnings of the firm (EBIT) compared to annual interest payments

d.
net earnings before taxes compared to annual interest payments

 

A Bankers’ Acceptance is most commonly used in connection with
a.
financing inventories
b.
financing securities
c.
financing trust accounts
d.
financing foreign trade
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  1. The APR is (c) the average rate paid for credit
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