Suppose you plan on retiring at the age of 35 (early retirement woooooooo!) and expect to live another 45 years to the age of 80. You estimate that you can comfortably live on an allowance of $4,000 per month (including housing and medical expenses) while not working in retirement. If you wanted to purchase an annuity that would make monthly payments of $4,000 to cover your monthly allowance for the 45 years of your retirement, approximately how much money would you need to have saved by the time you are 35 in order to purchase such an annuity if the annuity pays an APR of 3.6%? Group of answer choices $500,000 $100,000 $1 million $2.2 million

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
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Suppose you plan on retiring at the age of 35 (early retirement woooooooo!) and expect to live another 45 years to the age of 80. You estimate that you can comfortably live on an allowance of $4,000 per month (including housing and medical expenses) while not working in retirement. If you wanted to purchase an annuity that would make monthly payments of $4,000 to cover your monthly allowance for the 45 years of your retirement, approximately how much money would you need to have saved by the time you are 35 in order to purchase such an annuity if the annuity pays an APR of 3.6%?

Group of answer choices

$500,000

$100,000

$1 million

$2.2 million

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