Suppose you just won the state lottery, and you have a choice between receiving $4,500,000 today or a 20-year annuity of $250,000, with the first payment coming one year from today. What rate of return is built into the annuity? Disregard taxes. Select the correct answer.   a. 1.83%     b. 0.23%     c. 1.43%     d. 0.63%     e. 1.03%

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