Suppose Universal Bank holds $100 million in assets,which are composed of the following:Required reserves: $10 millionExcess reserves: $ 5 millionMortgage loans: $20 millionCorporate bonds: $15 millionStocks: $25 millionCommodities: $25 millionDo you think it is a good idea for Universal Bank tohold stocks, corporate bonds, and commodities asassets? Why or why not?

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