Refer to tables 14.4 and 14.5 given in the link “Numerical Problem”. Use information from these tables to discuss the following questions: Which country has the highest proportion of public insurance as a source of health care expenditure? Which country has a higher use of private insurance as a source of health care expenditure? Which country’s numbers shocked you the most?
Refer to tables 14.4 and 14.5 given in the link “Numerical Problem”. Use information from these tables to discuss the following questions: Which country has the highest proportion of public insurance as a source of health care expenditure? Which country has a higher use of private insurance as a source of health care expenditure? Which country’s numbers shocked you the most?
Chapter1: Making Economics Decisions
Section: Chapter Questions
Problem 1QTC
Related questions
Question
- Refer to tables 14.4 and 14.5 given in the link “Numerical Problem”. Use information from these tables to discuss the following questions:
- Which country has the highest proportion of public insurance as a source of health care expenditure?
- Which country has a higher use of private insurance as a source of health care expenditure?
- Which country’s numbers shocked you the most?
- Discuss whether the US has better or worse health outcomes compared to other countries.
- Which country has a better access to primary care services? Which country has better access to specialist care services?
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payroll taxes and fixed premiums, depending on the type of plan. Canada's system, classi-
fied as NHI, uses elements of both Beveridge and Bismarck. Sometimes referred to as "sin-
gle payer," this model is characterized by government-run NHI sold at the provincial level.
Each country allows some form of private insurance coverage. In Switzerland and the
United States private insurance is the primary type of insurance. Private insurance in
Germany is the primary coverage for those with high incomes. Canada and Switzerland
allow supplementary private policies that cover services beyond the mandated benefits
package, including private hospital rooms, dental care, and travel insurance. In Canada pre-
scription drugs are covered by supplemental policies. France and Japan allow participants
to purchase complementary insurance that covers out-of-pocket payments for deductibles,
copays, and balance billing. In the United States Medigap policies are sold to cover most
out-of-pocket payments for seniors on Medicare. All such policies in the United States
require some form of cost sharing, usually in
The public sector is responsible for a substantial portion of overall spending, above two-
thirds in all countries except the United States (see Table 14.4). The Swiss system is unique.
Even though the Swiss purchase private insurance, because it is mandatory and universal,
Organization for Economic Cooperation and Development (OECD) includes the premi-
ums in the public spending category. Excluding private insurance premiums, public spend-
ing is only about 16.5 percent of total expenditures instead of almost two-thirds. Private
spending is surprisingly high, exceeding 20 percent of total spending in each country
except the United Kingdom.
Variation in the 15 quality indicators shown in Table 14.5 does not seem to be highly
correlated with the model followed in the respective countries. Two things determine five-
year survival rates: early diagnosis and a minimally invasive screening option. Colorec-
tal cancer has the highest mortality rate, likely due to the invasive nature of the preferred
method of screening. The United States fares well in terms of cancer survival, consistently
ranking near the top of the comparison group. In fact, the U.S. results are consistently bet-
ter when compared to the all-European average for breast (79.0 percent), colorectal (56.2
percent), and prostate cancer (77.5 percent).
The United States fares quite well in.terms of in-patient, 30-day mortality rates for
heart attack and stroke. Immunization rates and cancer screening rates show little varnce
across countries. Japan may be the only exception, likely due to the invasive nature of the
tests. The rates of coronary artery bypass surgery and total knee replacements are higher in
the U.S. than in the comparison countries. Canada tends to lag the other countries in these
three areas, including hip replacements, considerably.
TABLE 14.5 HEALTH SYSTEMS QUALITY AND ACCESS INDICATOORS
2013 or nearest year
available
HTTP://
France
United
Kingdom
The WHO promotes
healih worldwide
Their webulte provides
important links for those
Interested in puhlic
health issurs. http/
www.whoint.
Germany
Switzerland
United
States
5-Year cancer sun
Cervical
62.7
62.0
Breast
206
66.0
81.0
70.0
678
78.2
83.1
Colorectal
84.5
778
60.0
59.9
61.2
90.1
Prostate
63.8
65.5
85.3
In-hospital 30-day mortality rate (%)
87.3
99.3
AMI
6.7
e form of deductibles and copays.
87
Stroke.
12.2
7.2
7.6
5.5
Hemorrhagic
273
16.7
118
Ischemic
200
26.5
79
22.0
Diagnostic inaging rate (per 1.000)
9.2
90.9
952
CT
131.5
192.8
106.9
117.1
Immunization rate (%)
240.4
Measles (children)
95
89
Influenza (seniors)
93
52
50
Screening rate (%)
Breast cancer (Age
46
76
722
754
410
47.4
75.9
808
Cervical cancer (Age
20-69)
73.4
73.6
528
42.1
74.5
78.1
Other utiliration (per 1,000)
CAIG
pdf
30.0
67.6
Hip replacement
Knee replacement
Physicians visits per
capita
45.6
290
135.6
282.9
301.4
182.6
165.8
145.4
190.0
210.1
141.4
225.8
6.4
9.5
3.9
Primary care access (%)
Same er next day
45
62
66
6 days or more
Specialist access (%)
33
17
19
TABLE 14.4 HEALTH CARE EXPENDITURES BY SOURCE, PERCENTAGES
Less than 4 weeks
United
United
More than 2 months
Elective surgery
72
Germany
Japan
Switzerland
Kingdom
2013
Canada
France
41
28
82
80.0
66.1
83.3
462
67.3
745
167
S38
Less than 4 weeks
25.3
200
33.9
Private
32.7
55
More than 4 months
1.1
32
0.9
0.1
37.9
25
Private insurance
14.3
21
13.2
13.5
25.8
95
Out-of-pocket
13.6
64
Amesto et al (20
Nerdecchia et al 2007
OECO Heith Data 2016
Sehoen, Pierson, end Applebeum 2010
7.1
4.1
10
Other private
4.8
"Mandatory insurance is purchased from private firms but counted as public spending. Only 25 percent of premiums are paid
breakdown is actually 16.5 percent public and 835 percet private with private insurance covering 505 percent of spending
ncludes capital formation by providers and uncategorized spending.
Source: OECD Health Data 2015.
Le
pdf"
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payroll taxes and fixed premiums, depending on the type of plan. Canada's system, classi-
fied as NHI, uses elements of both Beveridge and Bismarck. Sometimes referred to as "sin-
gle payer," this model is characterized by government-run NHI sold at the provincial level.
Each country allows some form of private insurance coverage. In Switzerland and the
United States private insurance is the primary type of insurance. Private insurance in
Germany is the primary coverage for those with high incomes. Canada and Switzerland
allow supplementary private policies that cover services beyond the mandated benefits
package, including private hospital rooms, dental care, and travel insurance. In Canada pre-
scription drugs are covered by supplemental policies. France and Japan allow participants
to purchase complementary insurance that covers out-of-pocket payments for deductibles,
copays, and balance billing. In the United States Medigap policies are sold to cover most
out-of-pocket payments for seniors on Medicare. All such policies in the United States
require some form of cost sharing, usually in
The public sector is responsible for a substantial portion of overall spending, above two-
thirds in all countries except the United States (see Table 14.4). The Swiss system is unique.
Even though the Swiss purchase private insurance, because it is mandatory and universal,
Organization for Economic Cooperation and Development (OECD) includes the premi-
ums in the public spending category. Excluding private insurance premiums, public spend-
ing is only about 16.5 percent of total expenditures instead of almost two-thirds. Private
spending is surprisingly high, exceeding 20 percent of total spending in each country
except the United Kingdom.
Variation in the 15 quality indicators shown in Table 14.5 does not seem to be highly
correlated with the model followed in the respective countries. Two things determine five-
year survival rates: early diagnosis and a minimally invasive screening option. Colorec-
tal cancer has the highest mortality rate, likely due to the invasive nature of the preferred
method of screening. The United States fares well in terms of cancer survival, consistently
ranking near the top of the comparison group. In fact, the U.S. results are consistently bet-
ter when compared to the all-European average for breast (79.0 percent), colorectal (56.2
percent), and prostate cancer (77.5 percent).
The United States fares quite well in.terms of in-patient, 30-day mortality rates for
heart attack and stroke. Immunization rates and cancer screening rates show little varnce
across countries. Japan may be the only exception, likely due to the invasive nature of the
tests. The rates of coronary artery bypass surgery and total knee replacements are higher in
the U.S. than in the comparison countries. Canada tends to lag the other countries in these
three areas, including hip replacements, considerably.
TABLE 14.5 HEALTH SYSTEMS QUALITY AND ACCESS INDICATOORS
2013 or nearest year
available
HTTP://
France
United
Kingdom
The WHO promotes
healih worldwide
Their webulte provides
important links for those
Interested in puhlic
health issurs. http/
www.whoint.
Germany
Switzerland
United
States
5-Year cancer sun
Cervical
62.7
62.0
Breast
206
66.0
81.0
70.0
678
78.2
83.1
Colorectal
84.5
778
60.0
59.9
61.2
90.1
Prostate
63.8
65.5
85.3
In-hospital 30-day mortality rate (%)
87.3
99.3
AMI
6.7
e form of deductibles and copays.
87
Stroke.
12.2
7.2
7.6
5.5
Hemorrhagic
273
16.7
118
Ischemic
200
26.5
79
22.0
Diagnostic inaging rate (per 1.000)
9.2
90.9
952
CT
131.5
192.8
106.9
117.1
Immunization rate (%)
240.4
Measles (children)
95
89
Influenza (seniors)
93
52
50
Screening rate (%)
Breast cancer (Age
46
76
722
754
410
47.4
75.9
808
Cervical cancer (Age
20-69)
73.4
73.6
528
42.1
74.5
78.1
Other utiliration (per 1,000)
CAIG
pdf
30.0
67.6
Hip replacement
Knee replacement
Physicians visits per
capita
45.6
290
135.6
282.9
301.4
182.6
165.8
145.4
190.0
210.1
141.4
225.8
6.4
9.5
3.9
Primary care access (%)
Same er next day
45
62
66
6 days or more
Specialist access (%)
33
17
19
TABLE 14.4 HEALTH CARE EXPENDITURES BY SOURCE, PERCENTAGES
Less than 4 weeks
United
United
More than 2 months
Elective surgery
72
Germany
Japan
Switzerland
Kingdom
2013
Canada
France
41
28
82
80.0
66.1
83.3
462
67.3
745
167
S38
Less than 4 weeks
25.3
200
33.9
Private
32.7
55
More than 4 months
1.1
32
0.9
0.1
37.9
25
Private insurance
14.3
21
13.2
13.5
25.8
95
Out-of-pocket
13.6
64
Amesto et al (20
Nerdecchia et al 2007
OECO Heith Data 2016
Sehoen, Pierson, end Applebeum 2010
7.1
4.1
10
Other private
4.8
"Mandatory insurance is purchased from private firms but counted as public spending. Only 25 percent of premiums are paid
breakdown is actually 16.5 percent public and 835 percet private with private insurance covering 505 percent of spending
ncludes capital formation by providers and uncategorized spending.
Source: OECD Health Data 2015.
Le
pdf
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