Read the following premise carefully and answer the questions specifically and in detail. You must answer the request with the correct information, showing that you understand and can properly apply the concepts. Try to address all the elements of each question and always express the answers in your own words. "Financial institutions such as banks, mortgage companies and finance companies serve as intermediaries between those with a surplus versus those with a deficit creating a market for capital injection."

Q: In the real world, what are the main challenges that a Finance Manager faces while trying to run a…

A: The accounting and finance industry is not an exception to how swiftly the corporate landscape…

Q: Explain why very small to medium-size enterprises (SMEs) might face problems in obtaining…

A: The question aims to understand the challenges that small to medium-sized enterprises (SMEs) face…

Q: Financial Markets are dynamic places in creating and facilitating liquidity for businesses and…

A: Financial markets usually refer to any market where even the securities exchange takes place, as…

Q: Carefully discuss the role of the finance industry within an economy. With the use of reported…

A: References Bainbridge, S. M. (2014). Insider trading law and policy. (No Title).Boatright, J. R.…

Q: hat are the latest trends and developments in the field of accounting and finance, and how can…

A: Accounting and finance are fields continually changing due to technological breakthroughs,…

Q: ‘Financial intermediaries are vital to a well-functioning financial system’. Critically analyse this…

A: Financial intermediaries are institutions that serve as the middleman between savers and borrowers.

Q: Identify an investment bank of your choice and explain (a) the type of bank it is and (b) the…

A: Investment Banks: An Investment bank is a monetary administrations organization that goes about as a…

Q: As a financial manager,;one's goals for the client is to help them do the following EXCEPT: A.…

A: The financial manager is the person responsible for looking after the financial health of the…

Q: Assess why money markets are of interest to an accountant and why organizations should also share…

A: To identify trends and examine financial market principles and standards, staying updated with the…

Q: The level of activities in the financial system is a good measure of how the economy might be…

A: First of all we need to understand the basic meaning of Financial system- Financial system is…

Q: Financial intermedires play a crucial role in an economic crisis they are responbile for both…

A: Financial intermediaries are the middle person between the financial market and the investors. They…

Regulation of Commercial Banks

The main function of any commercial bank is accepting deposits and lending money to borrowers. Apart from these two activities, commercial banks provide a host of other services to their customers, like discounting bills of exchange, acting as a custodian of a customer's will, and so on. In the absence of a proper regulatory framework or proper regulations in place, the commercial banks would have ended up charging exorbitant or varied rates of interest or service charges on the funds loaned by them or the services performed by them.