Rachel's health insurance policy has a monthly premium of $500. She has a $1,000 annual deductible, after which she pays 80% and the insurance company pays 20%. Her maximum annual co-insurance is $2,000. What is Rachel's maximum out of pocket cost per year, not counting any co-pays she might incur? O $2,000 O $3,000 O $3,500 O $9,000

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