QUESTION THREEImagine that Hazim Islamic bank, has the following asset and financial details:Balance Sheet ItemsRMRisk(million) weightage20BNM statutory reserveMalaysian government securities (MGS) and treasury billsPlacement with discount houses0%600%3010%Amounts owed by banking institutionsHouse financing secured by first charge on residentialpropertyFinancing and advances provided to commercial customers5020%12050%400100%CreditConversionFactor100%Off-balance sheet itemsRMRisk(million)weightageHouse financing sold to Cagamas with6050%recoursePerformance sukuk for commercial2050%100%customersLetters of credit for commercial customers7020%100%D Focusnglish (United Kingdom) EditingVoiceSensitivityEditorRMCapital(million)30Paid up ordinary sharesShare premiumRetained profitsSubordinated term debtRevaluation reserveGeneral provision for bad debts and doubtful debts10144.(a)Compute the risk weighted capital adequacy ratio (RWCR).(b)Evaluate whether the bank has fulfilled the capital adequacy requirement.

Tier 1 CapitalPaid-up ordinary shares = RM 30 millionShare premium= RM 5 millionRetained Profits =…

Answered: QUESTION THREE Imagine that Hazim…

Essentials Of Investments

11th Edition

ISBN:9781260013924

Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.

Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.

Chapter1: Investments: Background And Issues

Section: Chapter Questions

Problem 1PS

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Question 8 to Question 10 are based on the Balance Sheet information of Good Bank Bad Bank below: Good Bank: Cash Good loans Bad Loans Total Bad Bank: Cash Loans A) $1,500. B) $1,200. C) $380. $200 Deposits $1,000 Purchased funds $380 Equity D) $300. $1,580 $240 Bonds Total $240 Bad Bank buys the bad loans for $300. In order to finance the purchase of the bad loan from the Good Bank, the Bad Bank issues additional bonds in the amount of $60. What will be the total assets of Good Bank after the sale of the loans? E) None of the above. O Preferred stock Common stock $1,000 $300 $280 $1,580 $120 $40 $80 $240
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Calculate bank’s ratio of Tier 1 capital to risk-weighted-assets and total capital to risk-weighted-assets under the terms of Basel 1 Agreement by using the following information. On Balance Sheet Items (Assets) Amount $ Cash 4,000,000 U.S Treasury securities 30,600,000 Deposit balances due from other banks 4,000,000 Loans secured by first liens on residential property (1-4 family dwellings) 66,000,000 Loans to corporations 105,300,000 Off Balance Sheet Items Standby letters of credit backing municipal bond 20,500,000 Long term unused loan commitments to corporate customers 25,500,000 Tier 1 capital 7,500,000 Tier 2 capital 5,800,000
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Explanation The margin requirement is set by the b. SEC (SecuritiesanExch
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