Question 9 Which of the following is a depositary institution whose primary purpose was issuing residential mortgage loans: O Commercial banks O Investment banks O Savings banks O Credit unions 1 pts

Q: 5 Which items appear on the book side of a bank reconciliation? a outstanding cheques b deposits in…

A: A bank reconciliation statement is a statement that adds or subtracts the differences between the…

Q: Question 15 Which of the following answers was not one of the lending rules proposed by Walter…

A: Walter Bagehot was a British journalist, businessman. He wrote extensively about economics and…

Q: Banks advise their clients relating to investment decisions as specialists. Which function and…

A: There are many core functions related to the operations of banks such as transfer of funds,…

Q: The advantages of electronic banking facilities include

A: Introduction: The electronic banking also referred by the terms e-banking or virtual banking…

Q: Use the following information regarding the allocation of loan portfolios in different sectors for…

A: The SD of asset allocation refers to the risk that the investor faces because of the asset…

Q: Which of the following is NOT a business of commercial banking?aSaving/lendingbForeign currency…

A: Commercial bank is a financial body which is responsible for accepting deposits and providing loan.…

Q: Explain the possible IFRS treatment of bank loans.

A: IFRS is international finance reporting standards will replace with Accounting standards 39.

Q: There are six laws that regulate consumer credit in the United States. The one that protects credit…

A: The Equal Credit Opportunity Act is intended to provide equal opportunities to people without any…

Q: 15. bank acquire their major cost of borrowing from O loans federal fund purchased demand account…

A: Banks acquire their major cost of borrowing from loans

Q: What is a function of a central bank? A collecting taxes B issuing currency C providing bank…

A: Central banks are important in the economic development of nations and maintaining liquidity and…

Q: Mortgage Bankers provide all of the following functions EXCEPT: originate mortgage loans, provide…

A: Mortgage bank used to specialize for lending the funds, which are against the mortgage regarding the…

Q: Which of the following is not a Commercial bank? BDO UNIBANK RCBC PS BANK CHINABANK

A: Commercial bank is referred to as the financial institution, which used to accept the deposits from…

Q: CH3.LOT3. Which of the following method/s where banks enable payments to customers? A. Wire Transfer…

A: There are various method where banks enable payments to customers

Q: True or False: Credit card debt is a type of installment debt

A: Instalment debt refers to a type of loan or credit arrangement where the borrower is required to…

Q: 4. In the lending operations, how many types of loan security? Which one is most p

A: Solution: Introduction: In finance, a loan is a borrowing amount lending(given) by one or more…

Q: The main financial liability of private banks is; 1, deposit 2, loans 3, bank bills 4, equity…

A: The liability is referred as the amount owed by an individual or a company. It is settled throughout…

Q: q17 Which of the following types of loans has lower interest rate compared to others? a. Line of…

A: Which of the following types of loans has lower interest rate compared to others?   a. Line of…

Q: 44. Which statement correctly identifies the loan type with its function? O (a) FHA guarantees loans…

A: A loan is defined as the financial term, where the funds or money is given to some other party in…

Q: default risk of comm

A: Commercial real states are the types of loans in which independent lenders, banks, etc are actively…

Q: Depositors are the owners of O credit unions. mutual savings banks. savings banks. O credit unions…

A: In the world of banking and finance we often come across the term ‘depositors’.   Depositors are…

Q: explan four main types Islamic banking deposits

A: Islamic banking, often known as Islamic finance or shariah-compliant finance, refers to…

Q: Commercial banks are a major source of term loans. These loans are best used for:

A: Commercial banks are financial service providers of small size and mid-size businesses. They provide…

Q: UESTION 6 The most frequent common bond for credit union formation is O a. occupational. O b.…

A: There are various types of cooperative financial institutions saving banks, mutual insurance…

Q: 38. In the completion of a Real Estate Transaction in which the purchaser is to assume the vendor's…

A: Real estate transaction refers to the process in which the buildings, houses, equipment, etc are to…

Q: Participation Certificates are

A: Let us first define and understand what participation certificates are.   We can define…

Q: The U.S. government, with a loan guarantee, has provided a to the holders of risky bonds.

A: Loan guarantee - is a form of insurance. For example, if X deposits $100,000 in a bank, then up to…

Q: Name four ways that banks can calculate interest on loans

A: The question is based on the concept of different method of interest rate calculation on loan…

Q: Short-term commercial bank loans can be used to finance inventory and accounts receivable. TRUE…

A: Short term loans are the loans which are for period less than 1 year. Long term loans are the loans…

Q: 7 The function of Central Bank of Malaysia are to act as financial advisor, banker and financial…

A: Malaysia's central bank is known as the Central Bank of Malaysia (BNM; Malay: Bank Negara Malaysia).…

Q: 46- which of the following source of finance comes with a line of credit  ? a. Mutual Fund b.…

A: Some Sources of finance for business are equity, debt, debentures, retained earnings

Q: Types of loans of Metro bank

A: People can save their money earned in the bank by opening an bank account. The banks deal with the…

Q: Which of the following is the primary regulator of bank holding company activities? Federal Reserve…

A: The companies holding controlling interest in banks are known as bank holding companies. These…

Q: A promise to pay the face amount of the draft to whomever presents it for payment made by banks to…

A: Commercial paper is a form of unsecured short term debt to finance the short term needs of the…

Q: Which of the following is a debt security whose payments originate from other loans, such as credit…

A: Some time the loans are given by the company and company can not get back loans and become non…

Q: What are the main types of mortgages issued by financial institutions ?

A: Mortgage means taking title of the borrowers property in exchange of lending money which is repaid…

Q: The discount rate is O the interest rate commercial banks charge each other for overnight loans. the…

A: The discount rate is the interest rate the Federal Reserve charges member banks for loans from the…

Q: Question 20 of 30: Securities backed by mortgage is the example of O Securitization O Take-out…

A: Mortgage-backed securities (MBS): These are type of investment which are asset-backed that is they…

Q: 12 - CODE AND NAME OF THE ACCOUNT WILL BE DEBT 102 02 BANK CURRENCY DTH 62.000 121 02 CERTIFICATES…

A: The FX Receivables experience fluctuations in value as the currency changes as per the shift in the…

Q: _____________ is one of the financial market instruments which grants a short-term loan that is…

A: Share acceptance ,repurchase acceptance and bond acceptance are not market instruments.  Bankers…

Q: The following are the sources of funds of Islamic banking EXCEPT:*         A. Investment fund…

A: It is well knowledge that interest-based banks take deposits with various maturities and offer…

Q: Which of the following represent as example of a thrift institution? Select one: a. Bank of America…

A: Thrift Institution Thrift institution generally called the financial institution the majority of the…