Question 1 Describe the three categories of FinTech definitions and provide ONE definition for EACH category thus THREE main definitions of FinTech.

Q: Calculate the interest rate for the diagram below. 125 10 30 40 50 60 20

A: The internal rate of return is a return which helps in knowing the profitability of an investment. T...

Q: The TopCar Industries manufactures and sells car components. The current annual sales volume is 500,...

A: Sales volume = 500,000 pieces Selling price = P0.50 Annual fixed expense = P80,000  

Q: A chemical company is considering buying a new production equipment. The following models are identi...

A: Capital investment = C Useful life = n Salvage value = S Annual cashflow = Revenues - Expenses r = 8...

Q: Josephine is 20 years old and wants to save $1 million dollars for retirement in 50 years. Assume sh...

A:

Q: A proposal to reduce oil spill on MX5 has a B-C ratio of 1.4. The conventional annual worth of benef...

A: Benefit to cost ratio (BC) = 1.40 Annual net benefit (NB) = P560,000 Interest rate (r) = 6% Life (t)...

Q: Techiefy Co. wants to launch a new product. It is observed that the fixed cost of the new product is...

A: Given: Revenue function = 5000D-100D^2 Fixed Cost = $35000 Variable cost per unit = $500

Q: Calculate and interpret the Macaulay and modified durations of a 2-year semiannual coupon bond with ...

A: We can calculate the Macaulay and Modified duration by taking the above details and by applying the ...

Q: have the following data during the coming year. What is the firm's expected ROE?

A: The return on equity (ROE) is a financial metric that is calculated by dividing net income by shareh...

Q: 1. A man borrows Php 64,000 from a loan association. In repaying this debt, he has to pay Php 4000 a...

A: Data given:: Loan amount = Php 64,000 Payment towards principal = Php 4000 (end of every 3 months) S...

Q: Sarah Wiggum would like to make a single investment and have $1.2 million at the time of her retirem...

A: Final amount needed (F) = $1.2 million n = 30 years r = 4% Let the amount to invest today = P

Q: management consulting firm has four types of professionals on on its staff:  Managing consultants, s...

A: Average Average of a number of values is the sum of the multiplication of values and the correspondi...

Q: Penelope purchased a $10,000, 8% quarterly bond, held it for five years, received twenty coupon paym...

A: Bond It is a financial instrument that offers a series of equal coupon payment at equal interval til...

Q: WHAT ARE THE TYPES OF FINANCIAL STATEMENTS?

A: Financial statements Financial statements are referred to as written records that are used in convey...

Q: Problem 11-08 Two stocks each currently pay a dividend of $2.20 per share. It is anticipated that b...

A:

Q: JPJ Corp has sales of $1.33 million, accounts receivable of $52,000, total assets of $5.05 million (...

A: Inventory Inventory can be described as a good or material that a company holds for the purpose of r...

Q: Consider a 16-year, $1,000 par value, 4% annual-pay bond that is currently trading at a flat price o...

A: Here, Current flat price = $870.07 Face value = $1,000 Time in years = 16 years Interest rate = 4% T...

Q: savings account more liquid than a CD

A: A CD or certificate of deposit and savings account are two types of are offered by banks and financi...

Q: Jasmine Scents has been given two competing offers for short-term financing. Both offers are for bor...

A: Amount to be borrowed (X) = $15000 Discount rate for offer 1 = 8% Interest rate for offer 2 = 9%

Q: 1 You deposit P10 000 into a 9% account today . At the end of two years , you will deposit P30 000 ....

A: Future Value The future value is the amount that will be received at the end of a certain period. Th...

Q: A man borrowed Php 120,000 and promised to pay annually for 5 years The payment starts at "X pesos a...

A: Loan amount (LV) = Php 120,000 Number of annual payments (N) = 5 Interest rate (I) = 8% Annual growt...

Q: 15. Olivia borrowed P5,500 to her friend and agrees to repay it in 90 days with 5% interest rate. If...

A: Borrowings are the loan which is taken by the individual to meet its financial requirements. The mor...

Q: Present Value and Multiple Cash Flows Investment X offers to pay you $3,100 per year for 9 years, wh...

A: Investment X annual payment (X) = $3100 for 9 year (n = 9) Investment Y annual payment (Y) = $4800 f...

Q: Based on your understanding of Economic Value per Lead, explain which of the below mentioned channel...

A: Economic Value per lead is the Conversion rate multiply by the average order value from that campaig...

Q: What is the interest earned on a P100,000 investment if it is held for 20 years at 4.3% simple inter...

A: Under simple interest, Total interest per year remains the same and there is no concept of interest ...

Q: Clifford Clark is a recent retiree who is interested in investing some of his savings in corporate b...

A: The price for bond implies to the consideration amount paid by investor for purchasing bond. It is t...

Q: Solve using Rate of Return Method

A: The rate of return method or ROR method is the return which can either be in the form of gain or los...

Q: What was the change in Global's book value of equity from to according to Table 2.1 ...? Does this i...

A: There 3 Subparts in the question, i have provided answers to each of the subpart individually.   Bef...

Q: 5.1 Annuity Period As you inc case the length to the present value of an annuity? What happens to th...

A: Present value- It is the current value of the future sum of cash flow at a given rate of return. For...

Q: ccording to the Current Results website, the state of California has a mean annual rainfall of 21 in...

A: Since you have posted a question with multiple sub parts therefore, we will be solving the first thr...

Q: Decide which option to choose using a 12% BCR and cost-benefit analysis A B Initial cost 500 800 dec...

A: The Benefit to Cost ratio or Benefit - Cost ratio is a financial metric which takes into account the...

Q: Large Industries bonds sell for $1,065.95. The bond life is 9 years and the yield to maturity is 7%....

A: Given, The price of bond is $1065.95 Life of bond is 9 years Yield to maturity is 7%.

Q: Given four proposals for funding a new project with a 100M limit on capital funding and the MARR is ...

A: Calculate the internal rate of return (IRR) of Project W by the EXCEL IRR function as follows: Work...

Q: What mean finance

A: Finance is a broad term that can mean management of large amounts of money in a general sense.

Q: Discuss the functions of financial intermediaries.

A: Financial intermediary is an institution which act as a link between the two parties in a financial ...

Q: A property worth $42,500 can be purchased for 5% down and semi-annual mortgage payments of $1975 for...

A: Mortgage amount (M) = 95% of $42500 = $40375 Semiannual payment (S) = $1975 n = 15 years = 30 paymen...

Q: A start up business iIS I TYPE A TYPE B First Cost P200,000.00 P300,000.00 Annual operating cost 32,...

A: The present worth analysis is an analysis in which all the future costs and the benefits related to ...

Q: The one-year spot rate is 8 percent and the two-year spot rate is 10 percent. What is the price of a...

A: Hi, since there are three separate questions, we will answer the first one, as per authoring guideli...

Q: A $87,000 mortgage is to be amortized by making monthly payments for 25 years. Interest is 8.7% comp...

A: Mortgage is a type of long-term credit which allows borrower to acquire asset by keeping same asset ...

Q: Question 2 Briefly analyse the THREE major periods/phases in the history of FinTech. (i.e. Fintech 1...

A: The word "fintech" refers to cutting-edge technology that strives to improve and automate financial ...

Q: Shaylea, age 22, just started working full-time and plans to deposit $4,500 annually into an IRA ear...

A: Case 1 ) Shaylea started investing $4500 annually at beginning of the year into IRA earning 9% p.a c...

Q: Your company requires that all planned investment projects should have a positive net present value ...

A: Net Present Value(NPV) is the current value for cash flows computed as the discounted sum of all cas...

Q: Compute the size of the final payment for the following loan. Periodic Payment Interval Payment Made...

A: Sometimes, periodic payment includes both interest component and a part of principal amount. So, aft...

Q: Suppose a borrower with two mortgages deffaults. At the time of the default, the first lien has a ba...

A: Given, balance of first lien is $200,000. Balance of second lien is $50,000. Property taxes is $5000...

Q: Given D1 = P2.00, beta=0.9, risk- free rate -5.6%, market risk premium = 6%, current stock price = P...

A: D1 = P 2 Beta = 0.9 Rf = 5.6% (Rm - Rf) = 6% Let g = Growth rate

Q: Your grandfather put some money in an account for you on the day you were born. You are now 18 years...

A: Amount in the account at the age of 18 = $8059 r = 12%  

Q: Under the Pure Expectations Theory, if these investors believe that interest rates will rise in the ...

A: Pure expectation theory Pure expectation theory predicts the short term interest rates in the future...

Q: 1. Consider the costs and benefits of the following public projects shown in the table. Costs ($) Ye...

A: Benefit-cost Ratio is the relationship between benefits and costs. It is recommended to go with one ...

Q: Similarly if a 91-day T-bill is traded at 98.59, what is its YTM?

A: YTM = [(Maturity value - Traded value)/Traded value]×365 days/91 days

Q: Identify the term being referred to: A theory that states that how high or low an entity pays out d...

A: Solution:- There are two theories related to dividend-  Dividend relevance theory and dividend irrel...

Q: Which of these statements about bond markets is TRUE? *       Bond markets include both equity and d...

A: When Market rate of interest is higher than the coupon rate of interest, the bond will be issued at ...