Please help me to write a short essay on: Compose a 500 – 750-word paper defining credit discrimination, identifying protected classes, exploring its history, and its impact on the protected classes. Your paper should address the following – Define credit discrimination and identify protect classes. What impact has the lack of credit access or affordable credit had on protected classes? How has the practice of credit discrimination contributed to social injustice in the past? Does this remain a factor today? Explore the current and potential future impact of credit on your personal financial position. What steps can you take to protect and improve your credit?

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Q: How has the credit crisis May have adversely affected many homeowners and mortgage companies?

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Consumer Credit Counseling Services

Credit counseling teaches consumers about credit, budgeting, money management, and debt management. The counselor ensures that consumers can pay off their debts without declaring bankruptcy. Counselors also assist the negotiator, who negotiates with creditors on behalf of their clients to reduce interest rates on outstanding debt. Counselors can offer credit counseling to customers before or after they take on debt. Consumer Credit Counseling Services (CCCS) is a non-profit organization that offers credit counseling services. Some organizations can also be for profit. This type of organization comprises a group of professionals who are skilled negotiators.