peron purchased a 20year endowment insurance policy having a face value of 20,000 when she was 20 years old. based on table 19-3 from your text, what is the cash value of her policy if she is now 30 year old?
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- A woman was bequeathed a trust fund that pays $50,000 per year to her and to herdescendants forever. If the trust fund earns 3.5% interest, what is the amount of the trust fund?After receiving an inheritance of $50,000 on her 21st birthday, Katlyn deposited the inheritance in a savings account with an effective annual interest rate of 3%. She decided to make regular deposits, beginning with $1000 on her 22nd birthday and increasing by $200 each year (i.e., $1200 on her 23rd birthday, $1400 on her 24th birthday, etc.). What was the future worth of Katlyn’s deposits after her deposit on her 66th birthday?\\nAssume you have established a trust account for your child, which she will have access to once she reaches the age of 25. This daughter just turned 24 today, so the first payment will occur at the end of this year, upon her 25th birthday. Under the terms of the trust agreement, she will receive $10,000 upon her 25th birthday, $20,000 upon her 26th birthday, $30,000 on her 27th birthday, and $50,000 on her 28th birthday. If she puts all of these payments into savings, and she can earn a rate of 5%, how much will she have in total on her 28th birthday? Calculate the FV of these cash flows at the end of year 4 (her 28th birthday).\\n
- Your grandmother deposited $10,000 in an investment account on the day you were born to help pay the tuition when you go to college. If the account was worth $50,000 seventeen years after she made the deposit, what was the rate of return on the account?Susan has purchased a whole life policy with a death benefit of $400,000. Assuming that she dies in 9 years and the average inflation has been 4 percent, what is the value of the purchasing power of the proceeds? I need help using appropriate factor(s) from the tables provided & rounding time value factor to 3 decimal places and final answer to 2 decimal places. Purchasing power of proceeds = ???Mike had a $100,000 whole life insurance policy with a $10,000 loan outstanding when he died. The policy had a $20,000 cash value prior to the loan. How much will his beneficiary receive following Mike's death? a $110,000 b $100,000 c $30,000 d $90,000 e $120,000
- When Aroon was a small child, his grandfather established a trust fund for him to receive $20,000 on his 35th birthday. Aroon just turned 23. What is the value of his trust today if the trust fund earns 5 percent interest? If he had to wait until age 40 to receive the money, what is the present value today of the $20,000 to be received in 17 years? Click the following table icon to view the PVIF table: The present value, PV, of his trust today if the trust fund earns 5 percent interest is $ A LO a 863367 (Round to the nearest cent.)Six years ago, Gladys opened a retirement account with an initial deposit of $14,000. Each year since then, she has added $2,000 to the account at the end of each year. She plans on contributing for the next 25 years. How would you determine the future value of her account at retirement? O Future value of a lump sum and future value of an annuity. O Future value of an annuity and the present value of a lump sum. O Future value of a lump sum and present value of an annuity. O Future value of an annuity.Atita plans to gift $150,000 to her daughters as a gift in the future. She thinks it will help her daughter fulfil her dreams when she reaches her age to marry. Assume her daughter is 3 years old and may get married in her 20s. Assume that Atita has $30,000 and wishes to invest that in a financial asset with a 9% rate of return per annum. Required: How would you define the amount of $30 000 and $150 000 in terms of the time value of money? ANSWER a (i): (answer box will enlarge as you enter your response) How long will she have to wait until she reaches the goal of $150 000? ANSWER a (ii): Mark will receive $13,500 from his parent at the end of each year for five years. He plans to invest them in a financial asset with an interest rate of 7.5%. How much money…
- Andrew deposits $306.06 each month into an annuity account for his child's college fund in order to accumulate a future value of $80,000 in 16 years. How much of the $80,000 will Andrew ultimately deposit in the account, and how much is interest earned? Round your answers to the nearest cent, if necessary.SOLVE TO HAND LEGIBLE; When a father dies, he leaves his children an inheritance of $3,000,000.00. When the father dies, his children are 5,8,9,12 and 15 years old. Each of the children must receive exactly the same amount of money when they turn 18. The money is deposited in a trust that pays 16% annually, convertible every 8 months: How much money will each of the children receive?Alexandra Cunningham of Gardner, Massachusetts, has a $140,000 participating cash-value policy written on her life. The policy has accumulated $4,500 in cash value; Alexandra has borrowed $2,300 of this value. The policy also has accumulated unpaid dividends of $1,352. Yesterday Alexandra paid her premium of $1,000 for the coming year. What is the current death benefit from this policy?