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our insured belongs to a car pool and uses his/her automobile to transport the other three members to work every fourth week. One of the other members drives each of the other three weeks. As his/her insurance broker, what would you do to make sure our client is covered against claims from passengers for injuries? OA) Add the change form "Permission to Carry Paying Passengers" to the O.A.P. 1 Owner's Policy. OB) Add "Passenger Hazard" change form to the O.A.P. 1 Owner's Policy. OC) The standard O.A.P. 1 Owner's Policy automatically covers the situation. No change is necessary. OD) Advise the insurer to reclassify the vehicle as business use and re-rate the policy.

our insured belongs to a car pool and uses his/her automobile to transport the other three members to work every fourth week. One of the other members drives each of the other three weeks. As his/her insurance broker, what would you do to make sure our client is covered against claims from passengers for injuries? OA) Add the change form "Permission to Carry Paying Passengers" to the O.A.P. 1 Owner's Policy. OB) Add "Passenger Hazard" change form to the O.A.P. 1 Owner's Policy. OC) The standard O.A.P. 1 Owner's Policy automatically covers the situation. No change is necessary. OD) Advise the insurer to reclassify the vehicle as business use and re-rate the policy.

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Your insured belongs to a car pool and uses his/her automobile to transport the other three members to work every fourth week. One of the other members drives each of the other three weeks. As his/her insurance broker, what would you do to make sure your client is covered against claims from passengers for injuries? OA) Add the change form "Permission to Carry Paying Passengers" to the O.A.P. 1 Owner's Policy. B) Add "Passenger Hazard" change form to the O.A.P. 1 Owner's Policy. OC) The standard O.A.P. 1 Owner's Policy automatically covers the situation. No change is necessary. OD) Advise the insurer to reclassify the vehicle as business use and re-rate the policy.
Transcribed Image Text:Your insured belongs to a car pool and uses his/her automobile to transport the other three members to work every fourth week. One of the other members drives each of the other three weeks. As his/her insurance broker, what would you do to make sure your client is covered against claims from passengers for injuries? OA) Add the change form "Permission to Carry Paying Passengers" to the O.A.P. 1 Owner's Policy. B) Add "Passenger Hazard" change form to the O.A.P. 1 Owner's Policy. OC) The standard O.A.P. 1 Owner's Policy automatically covers the situation. No change is necessary. OD) Advise the insurer to reclassify the vehicle as business use and re-rate the policy.
Under a typical group insurance program, which one (1) of the following benefits is unlikely to be covered? OA) Fees of paramedicals, such as chiropractors. OB) Nursing care. OC) Experimental drugs. OD) Ambulance service.
Transcribed Image Text:Under a typical group insurance program, which one (1) of the following benefits is unlikely to be covered? OA) Fees of paramedicals, such as chiropractors. OB) Nursing care. OC) Experimental drugs. OD) Ambulance service.
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