One party in Congress seems to believe that financial institutions are too highly regulated, and need to be freed to be able to compete on the world markets more efficiently.  The other party seems to believe that financial institutions need to be regulated even more than they are.  In any event, financial services are some of the most highly regulated industries in the country.  Are financial services too highly regulated?  Or not regulated enough?

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
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One party in Congress seems to believe that financial institutions are too highly regulated, and need to be freed to be able to compete on the world markets more efficiently.  The other party seems to believe that financial institutions need to be regulated even more than they are.  In any event, financial services are some of the most highly regulated industries in the country. 
Are financial services too highly regulated?  Or not regulated enough?

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Introduction

The regulations which are formed to regulate the activities of banks, investment firms and other financial services like insurance are called financial regulations. They are formed to protect against risk and fraud. Financial institutions are regulated by various agencies like Federal Reserve Board, Securities and exchange commission.

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