On January 1, 2021, Stoops Entertainment purchases a building for $550,000, paying $110,000 down and borrowing the remaining $440,000, signing a 9%, 15-year mortgage. Installment payments of $4,462.77 are due at the end of each month, with the first payment due on January 31, 2021.   4. Total payments over the 15 years are $803,299 ($4,462.77 × 180 monthly payments). How much of this is interest expense and how much is actual payment of the loan?     Interest expense   Actual payments on the loan

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
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On January 1, 2021, Stoops Entertainment purchases a building for $550,000, paying $110,000 down and borrowing the remaining $440,000, signing a 9%, 15-year mortgage. Installment payments of $4,462.77 are due at the end of each month, with the first payment due on January 31, 2021.

 

4. Total payments over the 15 years are $803,299 ($4,462.77 × 180 monthly payments). How much of this is interest expense and how much is actual payment of the loan?

   
Interest expense  
Actual payments on the loan  
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