ofitability remains a challenge for banks and thrifts with less than $2 billion of assets. The business problem facing a bank analyst relates to the factors that affect return on assets (ROA), an indicator of how profitable a company is relative to its total sets. Data collected from a sample of 20 community banks include the ROA (%), the efficiency ratio (%), as a measure of bank productivity (the lower the eficiency ratio, the better), and total risk-based capital (%), as a measure of capital adequacy. mplete parts (a) through (g) below. a Click the icon to view the data table. State the multiple regression equation. tX, represent the efficiency ratio (%) and let X, represent the total risk-based capital (%). Distribution Costs
ofitability remains a challenge for banks and thrifts with less than $2 billion of assets. The business problem facing a bank analyst relates to the factors that affect return on assets (ROA), an indicator of how profitable a company is relative to its total sets. Data collected from a sample of 20 community banks include the ROA (%), the efficiency ratio (%), as a measure of bank productivity (the lower the eficiency ratio, the better), and total risk-based capital (%), as a measure of capital adequacy. mplete parts (a) through (g) below. a Click the icon to view the data table. State the multiple regression equation. tX, represent the efficiency ratio (%) and let X, represent the total risk-based capital (%). Distribution Costs
MATLAB: An Introduction with Applications
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ISBN:9781119256830
Author:Amos Gilat
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Binomial Distribution
Binomial is an algebraic expression of the sum or the difference of two terms. Before knowing about binomial distribution, we must know about the binomial theorem.
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![Profitability remains a challenge for banks and thrifts with less than $2 billion of assets. The business problem facing a bank analyst relates to the factors that affect return on assets (ROA), an indicator of how profitable a company is relative to its total
assets. Data collected from a sample of 20 community banks include the ROA (%), the efficiency ratio (%), as a measure of bank productivity (the lower the efficiency ratio, the better), and total risk-based capital (%), as a measure of capital adequacy.
Complete parts (a) through (g) below.
Click the icon to view the data table.
a. State the multiple regression equation.
Let X,; represent the efficiency ratio (%) and let X,, represent the total risk-based capital (%).
- X
i
Distribution Costs
+
+
1i
%3D
(Round the constant to two decimal places as needed. Round the coefficients to four decimal places as needed.)
Total
Efficiency Risk-Based
ROA (%)
Ratio (%)
Capital (%)
0.91
66.23
14.01
1.02
62.12
17.28
1.34
56.50
28.89
2.68
79.68
12.58
2.48
69.66
17.66
0.96
51.04
17.44
13.56
16.80
0.90
62.97
1.04
68.14
0.79
68.07
13.38
17.26
21.06
13.91
1.58
41.90
1.11
76.40
1.17
82.65
1.10
57.77
13.37
0.99
71.75
18.13
0.96
62.11
13.89
- 0.32
77.79
34.02
49.95
17.75
30.84
16.42
1.51
1.16
52.86
59.57
59.95
0.86
1.10
13.16
Print
Done](/v2/_next/image?url=https%3A%2F%2Fcontent.bartleby.com%2Fqna-images%2Fquestion%2F752ed300-1989-4759-8700-fdba4e5b0ee0%2Fa5d5b5ac-07e6-424b-a220-f2660af0e78e%2F1ls0wgr_processed.png&w=3840&q=75)
Transcribed Image Text:Profitability remains a challenge for banks and thrifts with less than $2 billion of assets. The business problem facing a bank analyst relates to the factors that affect return on assets (ROA), an indicator of how profitable a company is relative to its total
assets. Data collected from a sample of 20 community banks include the ROA (%), the efficiency ratio (%), as a measure of bank productivity (the lower the efficiency ratio, the better), and total risk-based capital (%), as a measure of capital adequacy.
Complete parts (a) through (g) below.
Click the icon to view the data table.
a. State the multiple regression equation.
Let X,; represent the efficiency ratio (%) and let X,, represent the total risk-based capital (%).
- X
i
Distribution Costs
+
+
1i
%3D
(Round the constant to two decimal places as needed. Round the coefficients to four decimal places as needed.)
Total
Efficiency Risk-Based
ROA (%)
Ratio (%)
Capital (%)
0.91
66.23
14.01
1.02
62.12
17.28
1.34
56.50
28.89
2.68
79.68
12.58
2.48
69.66
17.66
0.96
51.04
17.44
13.56
16.80
0.90
62.97
1.04
68.14
0.79
68.07
13.38
17.26
21.06
13.91
1.58
41.90
1.11
76.40
1.17
82.65
1.10
57.77
13.37
0.99
71.75
18.13
0.96
62.11
13.89
- 0.32
77.79
34.02
49.95
17.75
30.84
16.42
1.51
1.16
52.86
59.57
59.95
0.86
1.10
13.16
Print
Done
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