Money lent to a borrower that must be repaid with interest is called a(n) When using a(n) a buyer puts off paying for a purchase until a time in the future. The formula for is |= Prt. When using a(n) money is immediately removed from a linked account. The formula for is A = P(1 + r)'. # credit card # debit card : loan # simple interest * compound interest

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Market Efficiency

Market efficiency refers to the market's ability to provide investors with all available information about investment options for buying and selling securities. Market efficiency reflects the true value of securities without undervaluing or overvaluing them. When the quality and quantity of information increase, the market becomes more efficient, allowing it to reduce arbitrage and obtain higher market returns from investment. In a well-functioning market, everyone receives all information completely and immediately at no cost. It opens up a plethora of opportunities for investors to access various investment options.