Michelle has received two exciting job offers from two different companies, Tech Corp and Future Inc. Tech Corp offers a Defined Benefit Pension Plan (DBPP), while Future Inc offers a Defined Contribution Pension Plan (DCPP). As an aspiring investment enthusiast, Michelle would like to have a say in how her retirement funds are invested.   1) Which company should Michelle choose if she wants to have the freedom to make her own investment decisions? 2) If Michelle prefers a guaranteed income after retirement, which plan would suit her best? 3) Which plan potentially exposes Michelle to higher investment risk?

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