Lending institutions often charge fees for mortgages. One type of fee consists of closing costs. Closing costs often comprise a fixed fee for a confusing list of necessities associated with the loan. Additionally, some mortgages require a loan origination fee or points, which is a fixed percentage of the mortgage. At a certain institution, the closing costs are $3500 and the points are 3% of the mortgage amount. (a) What are the fees for securing a mortgage of $349,000? $d

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