John, age 52, and Lucy, age 49, are married filing jointly.  Both are self employed and report their business income on  Schedule C.  John’s Schedule C showed $12,500 in profits during 2022 while Lucy had a loss of $4,200 on her Schedule C.  Lucy also earned $5,600 from a seasonal part-time job at Target.  Together, they own a residential rental property that earned $45,000 in passive income for the year.  What is the maximum allowable IRA contribution for each in 2022?

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
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John, age 52, and Lucy, age 49, are married filing jointly.  Both are self employed and report their business income on  Schedule C.  John’s Schedule C showed $12,500 in profits during 2022 while Lucy had a loss of $4,200 on her Schedule C.  Lucy also earned $5,600 from a seasonal part-time job at Target.  Together, they own a residential rental property that earned $45,000 in passive income for the year.  What is the maximum allowable IRA contribution for each in 2022?

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